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Consolidated Statements of Cash Flows (unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2017
Mar. 31, 2016
Cash flows from operating activities:    
Net income $ 2,100 $ 1,998
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 350 250
Depreciation expense 473 485
Net amortization of investment securities, premiums, and discounts 406 365
Stock based compensation expense 1 5
Change in fair value of mortgage servicing rights (244) 155
Gain on sale of investment securities 0 (472)
Loss (gain) on sales and dispositions of premises and equipment 1 (6)
Gain on sales and dispositions of other real estate and repossessed assets (50) (49)
Provision for other real estate owned 32 38
Decrease in accrued interest receivable 481 343
Increase in cash surrender value - life insurance (21) (13)
Decrease in other assets 58 364
Decrease in accrued interest payable (46) (3)
(Decrease) increase in other liabilities (742) 619
Origination of mortgage loans for sale (7,341) (7,707)
Proceeds from the sale of mortgage loans 6,789 7,435
Gain on sale of mortgage loans, net (155) (165)
Other, net (49) (52)
Net cash provided by operating activities 2,043 3,590
Cash flows from investing activities:    
Net increase in loans (35,523) (10,760)
Purchase of available-for-sale debt securities (15,346) (66,459)
Proceeds from maturities of available-for-sale debt securities 9,750 9,120
Proceeds from calls of available-for-sale debt securities 4,025 4,175
Proceeds from sales of available-for-sale debt securities 0 44,087
Proceeds from sales of FHLB stock 200 0
Purchases of FHLB stock (263) (43)
Purchases of premises and equipment (348) (248)
Proceeds from sales of premises and equipment 0 6
Proceeds from sales of other real estate and foreclosed assets 658 1,274
Net cash used in investing activities (36,847) (18,848)
Cash flows from financing activities:    
Net increase in demand deposits 3,084 8,851
Net increase in interest-bearing transaction accounts 50,648 44,679
Net decrease in time deposits (21,394) (8,167)
Net increase (decrease) in federal funds purchased and securities sold under agreements to repurchase 497 (15,311)
Repayment of FHLB advances and other borrowings (38,232) 0
FHLB advances 36,740 0
Purchase of treasury stock (25) (129)
Cash dividends paid - common stock (336) (271)
Net cash provided by financing activities 30,982 29,652
Net (decrease) increase in cash and cash equivalents (3,822) 14,394
Cash and cash equivalents, beginning of period 26,995 28,377
Cash and cash equivalents, end of period 23,173 42,771
Cash paid during the year for:    
Interest 1,658 1,332
Income taxes 755 430
Noncash investing activities:    
Other real estate and repossessed assets acquired in settlement of loans $ 103 $ 742