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Consolidated Statements of Cash Flows (unaudited) - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2016
Sep. 30, 2015
Cash flows from operating activities:    
Net income $ 5,294 $ 6,605
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 975 250
Depreciation expense 1,432 1,454
Net amortization of investment securities, premiums, and discounts 1,418 1,007
Stock based compensation expense 16 5
Change in fair value of mortgage servicing rights 690 291
Gain on sale of investment securities (602) (8)
Gain on sales and dispositions of premises and equipment (9) (8)
Gain on sales and dispositions of other real estate and repossessed assets (215) (151)
Provision for other real estate owned 176 (6)
Decrease (increase) in accrued interest receivable 229 (93)
Increase in cash surrender value -life insurance (48) (45)
(Increase) decrease in other assets (135) 2,224
Increase in accrued interest payable 26 5
(Decrease) increase in other liabilities (243) 1,251
Origination of mortgage loans for sale (27,849) (40,008)
Proceeds from the sale of mortgage loans 28,769 40,090
Gain on sale of mortgage loans, net (653) (1,103)
Other, net (155) (194)
Net cash provided by operating activities 9,116 11,566
Cash flows from investing activities:    
Net increase in loans (85,087) (21,892)
Purchase of available-for-sale debt securities (102,000) (81,595)
Proceeds from maturities of available-for-sale debt securities 42,441 24,188
Proceeds from calls of available-for-sale debt securities 13,535 11,440
Proceeds from sales of available-for-sale debt securities 60,720 720
Proceeds from sales of FHLB stock 0 400
Purchases of FHLB stock (1,203) (4,915)
Purchases of premises and equipment (881) (709)
Proceeds from sales of premises and equipment 9 11
Proceeds from sales of other real estate and foreclosed assets 3,613 1,443
Net cash used in investing activities (68,853) (70,909)
Cash flows from financing activities:    
Net increase in demand deposits 21,952 2,014
Net increase in interest-bearing transaction accounts 36,865 10,819
Net increase (decrease) in time deposits 12,017 (10,179)
Net (decrease) increase in federal funds purchased and securities sold under agreements to repurchase (28,330) 9,792
Repayment of FHLB advances (16,000) (55,000)
FHLB advances 45,000 92,000
Purchases of treasury stock (435) 0
Cash dividends paid - common stock (815) (785)
Net cash provided by financing activities 70,254 48,661
Net increase (decrease) in cash and cash equivalents 10,517 (10,682)
Cash and cash equivalents, beginning of period 28,377 42,809
Cash and cash equivalents, end of period 38,894 32,127
Cash paid during the year for:    
Interest 4,141 3,717
Income taxes 2,705 1,559
Noncash investing activities:    
Other real estate and repossessed assets acquired in settlement of loans $ 2,020 $ 4,549