Consolidated Balance Sheets (unaudited) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
ASSETS
Cash and due from banks	$ 19,106	$ 20,484
Federal funds sold and other overnight interest-bearing deposits	19,788	7,893
Cash and cash equivalents	38,894	28,377
Investment in available-for-sale securities, at fair value	221,824	235,054
Other investments and securities, at cost	9,240	8,037
Total investment securities	231,064	243,091
Loans	947,771	865,080
Allowances for loan losses	(9,470)	(8,604)
Net loans	938,301	856,476
Premises and equipment - net	35,591	36,389
Mortgage servicing rights	2,370	2,847
Other real estate and repossessed assets - net	14,438	15,992
Accrued interest receivable	4,624	4,853
Cash surrender value - life insurance	2,396	2,348
Other assets	10,041	10,548
Total assets	1,277,719	1,200,921
Deposits
Non-interest bearing demand	229,987	208,035
Savings, interest checking and money market	477,945	441,080
Time deposits $100,000 and over	153,651	132,244
Other time deposits	156,448	165,838
Total deposits	1,018,031	947,197
Federal funds purchased and securities sold under agreements to repurchase	28,504	56,834
Subordinated notes	49,486	49,486
Federal Home Loan Bank advances	79,000	50,000
Accrued interest payable	408	382
Other liabilities	9,502	9,736
Total liabilities	1,184,931	1,113,635
Stockholders' equity:
Common stock, $1 par value, authorized 15,000,000 shares; issued 5,822,357 and 5,605,202 shares, respectively	5,822	5,605
Surplus	41,497	38,549
Retained earnings	50,021	48,700
Accumulated other comprehensive loss, net of tax	(567)	(2,018)
Treasury stock; 194,045 and 164,013 shares, at cost	(3,985)	(3,550)
Total stockholders' equity	92,788	87,286
Total liabilities and stockholders' equity	$ 1,277,719	$ 1,200,921