Consolidated Balance Sheets (unaudited) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
ASSETS
Cash and due from banks	$ 18,184	$ 20,484
Federal funds sold and other overnight interest-bearing deposits	24,587	7,893
Cash and cash equivalents	42,771	28,377
Investment in available-for-sale securities, at fair value	245,773	235,054
Other investments and securities, at cost	8,080	8,037
Total investment securities	253,853	243,091
Loans	875,312	865,080
Allowances for loan losses	(8,631)	(8,604)
Net loans	866,681	856,476
Premises and equipment - net	36,185	36,389
Mortgage servicing rights	2,745	2,847
Other real estate and repossessed assets - net	15,471	15,992
Accrued interest receivable	4,510	4,853
Cash surrender value - life insurance	2,361	2,348
Other assets	9,579	10,548
Total assets	1,234,156	1,200,921
Deposits
Non-interest bearing demand	216,886	208,035
Savings, interest checking and money market	485,759	441,080
Time deposits $100,000 and over	126,773	132,244
Other time deposits	163,142	165,838
Total deposits	992,560	947,197
Federal funds purchased and securities sold under agreements to repurchase	41,523	56,834
Subordinated notes	49,486	49,486
Federal Home Loan Bank advances	50,000	50,000
Accrued interest payable	379	382
Other liabilities	10,355	9,736
Total liabilities	1,144,303	1,113,635
Stockholders' equity:
Common stock, $1 par value, authorized 15,000,000 shares; issued 5,605,202 shares, respectively	5,605	5,605
Surplus	38,554	38,549
Retained earnings	50,427	48,700
Accumulated other comprehensive loss, net of tax	(1,054)	(2,018)
Treasury stock; 172,647 and 164,013 shares, at cost	(3,679)	(3,550)
Total stockholders' equity	89,853	87,286
Total liabilities and stockholders' equity	$ 1,234,156	$ 1,200,921