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Consolidated Statements of Cash Flows (unaudited) (USD $)
In Thousands, unless otherwise specified
9 Months Ended
Sep. 30, 2014
Sep. 30, 2013
Cash flows from operating activities:    
Net income $ 5,653 $ 3,245
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 0 2,000
Depreciation expense 1,305 1,204
Net amortization of investment securities, premiums, and discounts 809 981
Amortization of intangible assets 0 135
Stock based compensation expense 15 14
Change in fair value of mortgage servicing rights 386 (86)
Gain on sale of investment securities 0 (554)
(Gain) loss on sales and dispositions of premises and equipment (41) 2
(Gain) loss on sales and dispositions of other real estate and repossessed assets (149) 390
Provision for other real estate owned 450 3,032
Decrease in accrued interest receivable 264 234
Increase in cash surrender value -life insurance (56) (56)
(Increase) decrease in other assets (181) 2,728
Decrease in accrued interest payable (44) (453)
Increase in other liabilities 2,603 2,507
Origination of mortgage loans for sale (25,576) (61,297)
Proceeds from the sale of mortgage loans 25,568 63,452
Gain on sale of mortgage loans, net (778) (1,515)
Other, net (377) (394)
Net cash provided by operating activities 9,851 15,569
Cash flows from investing activities:    
Net (increase) decrease in loans (24,155) 17,436
Purchase of available-for-sale debt securities (41,321) (76,479)
Proceeds from maturities of available-for-sale debt securities 18,015 28,221
Proceeds from calls of available-for-sale debt securities 24,605 6,255
Proceeds from sales of available-for-sale debt securities 0 22,115
Proceeds from sales of FHLB stock 39 535
Purchases of FHLB stock (440) (612)
Purchases of premises and equipment (1,181) (1,787)
Proceeds from sales of premises and equipment 45 0
Proceeds from sales of other real estate and foreclosed assets 3,945 7,581
Net cash (used) in provided by investing activities (20,448) 3,265
Cash flows from financing activities:    
Net increase (decrease) in demand deposits 12,898 (12,312)
Net increase in interest-bearing transaction accounts 14,748 7,185
Net decrease in time deposits (19,412) (34,670)
Net (decrease) increase in federal funds purchased and securities sold under agreements to repurchase (11,541) 3,949
Repayment of FHLB advances (10,000) (15,113)
FHLB advances 21,000 19,000
Redemption of 18,255 shares of preferred stock 0 (18,255)
Warrant redemption 0 (540)
Cash dividends paid - preferred stock 0 (456)
Cash dividends paid - common stock (755) (726)
Net cash provided by (used) in financing activities 6,938 (51,938)
Net decrease in cash and cash equivalents (3,659) (33,104)
Cash and cash equivalents, beginning of period 28,439 58,877
Cash and cash equivalents, end of period 24,780 25,773
Cash paid during the year for:    
Interest 3,872 5,479
Income taxes 1,650 131
Noncash investing activities:    
Other real estate and repossessed assets acquired in settlement of loans $ 1,817 $ 3,278