Consolidated Statements of Income (unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
INTEREST INCOME
Interest and fees on loans	$ 10,146	$ 10,186	$ 30,059	$ 31,009
Interest on investment securities:
Taxable	845	873	2,600	2,689
Nontaxable	180	212	543	641
Federal funds sold and other overnight interest-bearing deposits	5	6	23	35
Dividends on other securities	20	21	59	62
Total interest income	11,196	11,298	33,284	34,436
Interest on deposits:
Savings, interest checking and money market	229	238	750	752
Time deposit accounts $100,000 and over	237	282	723	885
Other time deposits	331	477	1,067	2,095
Interest on federal funds purchased and securities sold under agreements to repurchase	5	7	14	17
Interest on subordinated notes	318	323	945	963
Interest on Federal Home Loan Bank advances	120	106	328	315
Total interest expense	1,240	1,433	3,827	5,027
Net interest income	9,956	9,865	29,457	29,409
Provision for loan losses	0	0	0	2,000
Net interest income after provision for loan losses	9,956	9,865	29,457	27,409
NON-INTEREST INCOME
Service charges on deposit accounts	1,381	1,463	3,954	4,213
Trust department income	211	179	641	598
Real estate servicing fees, net	86	338	285	760
Gain on sale of mortgage loans, net	330	175	778	1,515
Gain on sale of investment securities	0	0	0	554
Other	305	292	924	903
Total non-interest income	2,313	2,447	6,582	8,543
NON-INTEREST EXPENSE
Salaries and employee benefits	5,582	4,863	15,573	14,596
Occupancy expense, net	705	695	1,997	1,973
Furniture and equipment expense	438	474	1,334	1,438
FDIC insurance assessment	244	253	724	753
Legal, examination, and professional fees	341	207	849	727
Advertising and promotion	305	310	852	907
Postage, printing, and supplies	268	308	813	854
Processing expense	758	749	2,278	2,758
Other real estate expense, net	361	1,265	657	4,437
Other	897	848	2,340	2,745
Total non-interest expense	9,899	9,972	27,417	31,188
Income before income taxes	2,370	2,340	8,622	4,764
Income tax expense	802	771	2,969	1,519
Net income	1,568	1,569	5,653	3,245
Preferred stock dividends and accretion of discount	0	0	0	615
Net income available to common shareholders	$ 1,568	$ 1,569	$ 5,653	$ 2,630
Basic earnings per share (in dollars per share)	$ 0.30	$ 0.30	$ 1.08	$ 0.50
Diluted earnings per share (in dollars per share)	$ 0.30	$ 0.30	$ 1.08	$ 0.50