Consolidated Balance Sheets (unaudited) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
ASSETS
Cash and due from banks	$ 19,681	$ 27,079
Federal funds sold and other overnight interest-bearing deposits	5,099	1,360
Cash and cash equivalents	24,780	28,439
Investment in available-for-sale securities, at fair value	205,816	205,985
Other investments and securities, at cost	4,402	4,001
Total investment securities	210,218	209,986
Loans	860,985	839,547
Allowances for loan losses	(12,033)	(13,719)
Net loans	848,952	825,828
Premises and equipment - net	37,806	38,079
Mortgage servicing rights	2,867	3,036
Other real estate and repossessed assets - net	12,438	14,867
Accrued interest receivable	4,735	4,999
Cash surrender value - life insurance	2,269	2,213
Other assets	12,461	12,675
Total assets	1,156,526	1,140,122
Deposits
Non-interest bearing demand	200,280	187,382
Savings, interest checking and money market	433,833	419,085
Time deposits $100,000 and over	139,111	145,957
Other time deposits	191,481	204,047
Total deposits	964,705	956,471
Federal funds purchased and securities sold under agreements to repurchase	19,543	31,084
Subordinated notes	49,486	49,486
Federal Home Loan Bank advances	35,000	24,000
Accrued interest payable	382	426
Other liabilities	6,889	4,275
Total liabilities	1,076,005	1,065,742
Stockholders' equity:
Common stock, $1 par value, authorized 15,000,000 shares; issued 5,395,844 and 5,194,537 shares, respectively	5,396	5,195
Surplus	35,896	33,385
Retained earnings	42,277	40,086
Accumulated other comprehensive income (loss), net of tax	469	(769)
Treasury stock; 161,858 shares, at cost	(3,517)	(3,517)
Total stockholders' equity	80,521	74,380
Total liabilities and stockholders' equity	$ 1,156,526	$ 1,140,122