Consolidated Statements of Cash Flows - USD ($)	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Cash flows from operating activities:
Net income	$ 4,150,000	$ 8,186,000
Adjustments to reconcile net income to net cash (used in) provided by operating activities:
Provision for loan losses	4,200,000	400,000
Depreciation expense	1,121,000	968,000
Net amortization of investment securities, premiums, and discounts	703,000	644,000
Change in fair value of mortgage servicing rights	525,000	373,000
Investment securities gains, net	(6,000)	(1,000)
(Gains) losses on sales and dispositions of premises and equipment	(67,000)	43,000
Gain on sales and dispositions of other real estate	(211,000)	(19,000)
Gain on branch sale, net	0	(2,074,000)
Provision for other real estate owned	12,000	18,000
(Increase) decrease in accrued interest receivable	(1,119,000)	16,000
Increase in cash surrender value - life insurance	(27,000)	(37,000)
(Increase) decrease in other assets	(14,000)	1,875,000
Operating lease liabilities	(125,000)	(79,000)
(Decrease) increase in accrued interest payable	(235,000)	271,000
Increase (decrease) in other liabilities	597,000	(1,684,000)
Origination of mortgage loans held for sale	(54,987,000)	(14,262,000)
Proceeds from the sale of mortgage loans held for sale	47,718,000	15,008,000
Gain on sale of mortgage loans, net	(1,344,000)	(284,000)
Other, net	(188,000)	(99,000)
Net cash provided by operating activities	703,000	9,263,000
Cash flows from investing activities:
Purchase of certificates of deposit in other banks	(735,000)	(498,000)
Proceeds from maturities of certificates of deposit in other banks	1,235,000	0
Net increase in loans	(111,873,000)	(11,290,000)
Purchase of available-for-sale debt securities	(54,811,000)	(18,790,000)
Proceeds from maturities of available-for-sale debt securities	26,375,000	19,695,000
Proceeds from calls of available-for-sale debt securities	13,185,000	7,370,000
Proceeds from sales of available-for-sale debt securities	1,490,000	0
Purchases of FHLB stock	(1,891,000)	(1,322,000)
Proceeds from sales of FHLB stock	724,000	1,665,000
Purchases of premises and equipment	(799,000)	(1,176,000)
Proceeds from sales of premises and equipment	135,000	6,000
Payment for branch sale, net	0	(6,700,000)
Proceeds from sales of other real estate and repossessed assets	194,000	925,000
Net cash used in investing activities	(126,771,000)	(10,115,000)
Cash flows from financing activities:
Net increase in demand deposits	106,661,000	4,701,000
Net increase (decrease) in interest-bearing transaction accounts	38,098,000	(14,546,000)
Net (decrease) increase in time deposits	(3,647,000)	8,115,000
Net increase in federal funds purchased and securities sold under agreements to repurchase	14,925,000	687,000
Repayment of FHLB advances and other borrowings	(40,117,000)	(57,921,000)
FHLB advances	69,000,000	47,806,000
Purchase of treasury stock	(809,000)	0
Cash dividends paid - common stock	(1,503,000)	(1,207,000)
Net cash provided by (used in) financing activities	182,608,000	(12,365,000)
Net increase (decrease) in cash and cash equivalents	56,540,000	(13,217,000)
Cash and cash equivalents, beginning of year	78,121,000	42,083,000
Cash and cash equivalents, end of year	134,661,000	28,866,000
Cash paid during the year for:
Interest	5,899,000	8,042,000
Income taxes	0	1,190,000
Noncash investing and financing activities:
Other real estate and repossessed assets acquired in settlement of loans	0	343,000
Net deposits and fixed assets transferred to other assets related to the Branson branch sale	0	(8,885,000)
Right of use assets obtained in exchange for new operating lease liabilities	$ 0	$ 2,424,000