Consolidated Balance Sheets - USD ($)	Jun. 30, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 18,406,000	$ 22,576,000
Federal funds sold and other interest-bearing deposits	116,255,000	55,545,000
Cash and cash equivalents	134,661,000	78,121,000
Certificates of deposit in other banks	10,364,000	10,862,000
Available-for-sale debt securities, at fair value	192,036,000	175,093,000
Other investments	6,976,000	5,808,000
Total investment securities	199,012,000	180,901,000
Loans held for investment	1,280,615,000	1,168,797,000
Allowances for loan losses	(16,622,000)	(12,477,000)
Net loans	1,263,993,000	1,156,320,000
Loans held for sale, at lower of cost or fair value	9,041,000	428,000
Premises and equipment - net	34,906,000	35,388,000
Mortgage servicing rights, at fair value	2,145,000	2,482,000
Other real estate owned - net	12,520,000	12,781,000
Accrued interest receivable	7,600,000	6,481,000
Cash surrender value - life insurance	2,425,000	2,398,000
Other assets	7,069,000	6,800,000
Total assets	1,683,736,000	1,492,962,000
Deposits
Non-interest bearing demand	367,828,000	261,166,000
Savings, interest checking and money market	652,429,000	614,331,000
Time deposits $250,000 and over	112,714,000	104,262,000
Other time deposits	194,662,000	206,762,000
Total deposits	1,327,633,000	1,186,521,000
Federal funds purchased and securities sold under agreements to repurchase	42,197,000	27,272,000
Federal Home Loan Bank advances and other borrowings	125,802,000	96,919,000
Subordinated notes	49,486,000	49,486,000
Operating lease liabilities	2,099,000	2,224,000
Accrued interest payable	901,000	1,136,000
Other liabilities	15,587,000	14,366,000
Total liabilities	1,563,705,000	1,377,924,000
Stockholders' equity:
Common stock, $1 par value, authorized 15,000,000 shares; issued 6,519,874 shares	6,520,000	6,520,000
Surplus	59,556,000	55,727,000
Retained earnings	60,412,000	61,590,000
Accumulated other comprehensive loss, net of tax	(604,000)	(3,755,000)
Treasury stock; 283,674, and 243,638 shares, at cost, respectively	(5,853,000)	(5,044,000)
Total stockholders' equity	120,031,000	115,038,000
Total liabilities and stockholders' equity	$ 1,683,736,000	$ 1,492,962,000