Consolidated Statements of Cash Flows - USD ($)	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Cash flows from operating activities:
Net income	$ 868,000	$ 4,666,000
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	3,300,000	150,000
Depreciation expense	562,000	464,000
Net amortization of investment securities, premiums, and discounts	312,000	309,000
Change in fair value of mortgage servicing rights	275,000	94,000
Investment securities (losses) gains, net	1,000	(1,000)
(Gains) losses on sales and dispositions of premises and equipment	(55,000)	19,000
Gain on sales and dispositions of other real estate	0	(6,000)
Gain on branch sale, net	0	(2,074,000)
Provision for other real estate owned	12,000	28,000
Increase in accrued interest receivable	218,000	2,000
Increase in cash surrender value - life insurance	(13,000)	(20,000)
(Increase) decrease in other assets	(312,000)	1,180,000
Operating lease liabilities	(62,000)	(22,000)
(Decrease) increase in accrued interest payable	(356,000)	58,000
Decrease in other liabilities	(1,367,000)	(729,000)
Origination of mortgage loans for sale	(16,609,000)	(5,420,000)
Proceeds from the sale of mortgage loans	13,170,000	5,096,000
Gain on sale of mortgage loans, net	(419,000)	(105,000)
Other, net	(67,000)	(38,000)
Net cash (used in) provided by operating activities	(542,000)	3,651,000
Cash flows from investing activities:
Purchase of certificates of deposit in other banks	(735,000)	(494,000)
Proceeds from maturities of certificates of deposit in other banks	491,000	0
Net increase in loans	(11,809,000)	(7,669,000)
Purchase of available-for-sale debt securities	(43,984,000)	(12,748,000)
Proceeds from maturities of available-for-sale debt securities	13,860,000	10,030,000
Proceeds from calls of available-for-sale debt securities	8,935,000	3,820,000
Proceeds from sales of available-for-sale debt securities	681,000	0
Purchases of FHLB stock	(1,491,000)	(62,000)
Proceeds from sales of FHLB stock	2,000	3,000
Purchases of premises and equipment	(369,000)	(971,000)
Proceeds from sales of premises and equipment	123,000	0
Payment for branch sale, net	0	(6,700,000)
Proceeds from sales of other real estate and repossessed assets	0	248,000
Net cash used in investing activities	(34,296,000)	(14,543,000)
Cash flows from financing activities:
Net increase in demand deposits	11,412,000	9,723,000
Net (decrease) increase in interest-bearing transaction accounts	(18,037,000)	12,066,000
Net (decrease) increase in time deposits	(325,000)	40,944,000
Net increase (decrease) in federal funds purchased and securities sold under agreements to repurchase	3,492,000	(2,550,000)
Repayment of FHLB advances and other borrowings	(58,000)	(57,000)
FHLB advances	37,000,000	0
Purchase of treasury stock	(719,000)	0
Cash dividends paid - common stock	(753,000)	(603,000)
Net cash provided by financing activities	32,012,000	59,523,000
Net (decrease) increase in cash and cash equivalents	(2,826,000)	48,631,000
Cash and cash equivalents, beginning of year	78,121,000	42,083,000
Cash and cash equivalents, end of year	75,295,000	90,714,000
Cash paid during the year for:
Interest	3,639,000	4,228,000
Income taxes	0	0
Noncash investing and financing activities:
Other real estate and repossessed assets acquired in settlement of loans	0	116,000
Net deposits and fixed assets transferred to other assets related to the Branson branch sale	0	(8,885,000)
Right of use assets obtained in exchange for new operating lease liabilities	$ 0	$ 2,369,000