XML 79 R46.htm IDEA: XBRL DOCUMENT v3.20.1
Capital Requirements (Tables)
12 Months Ended
Dec. 31, 2019
Capital Requirements  
Schedule of capital adequacy requirements of regulatory capital ratios in excess of the levels established for well-capitalized

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Minimum Capital

 

Required to be

 

 

 

 

 

 

 

 

Required - Basel III

 

Considered Well-

 

 

 

Actual 

 

Fully Phased-In *

 

Capitalized

 

(in thousands)

    

Amount 

    

Ratio

    

Amount 

    

Ratio

    

Amount 

    

Ratio

 

December 31, 2019

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Capital (to risk-weighted assets):

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Company

 

$

179,430

 

14.89

%

$

126,511

 

10.50

%

$

 —

 

N.A

%

Bank

 

 

175,459

 

14.60

 

 

126,165

 

10.50

 

 

120,158

 

10.00

 

Tier 1 Capital (to risk-weighted assets):

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Company

 

$

157,139

 

13.04

%

$

102,414

 

8.50

%

$

 —

 

N.A

%

Bank

 

 

162,822

 

13.55

 

 

102,134

 

8.50

 

 

96,126

 

8.00

 

Common Equity Tier 1 Capital (to risk-weighted assets):

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Company

 

$

118,793

 

9.86

%

$

84,341

 

7.00

%

$

 —

 

N.A

%

Bank

 

 

162,822

 

13.55

 

 

84,110

 

7.00

 

 

78,102

 

6.50

 

Tier 1 leverage ratio (to adjusted average assets):

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Company

 

$

157,139

 

10.73

%

$

58,562

 

4.00

%

$

 —

 

N.A

%

Bank

 

 

162,822

 

11.18

 

 

58,280

 

4.00

 

 

72,850

 

5.00