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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
6 Months Ended
Jun. 30, 2019
Jun. 30, 2018
Cash flows from operating activities:    
Net income $ 8,186 $ 4,997
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 400 750
Depreciation expense 884 877
Net amortization of investment securities, premiums, and discounts 644 752
Change in fair value of mortgage servicing rights 373 31
Investment securities gain, net (1) (206)
Loss (gain) on sales and dispositions of premises and equipment 43 (13)
Gain on sales and dispositions of other real estate (19) (2)
Gain on branch sale, net (2,074) 0
Provision for other real estate owned 18 26
Operating lease payment 5 0
Decrease in accrued interest receivable 16 333
Increase in cash surrender value - life insurance (37) (32)
Decrease in other assets 1,875 873
Increase in accrued interest payable 271 236
Decrease in other liabilities (1,684) (1,742)
Origination of mortgage loans for sale (13,872) (19,597)
Proceeds from the sale of mortgage loans 14,618 19,722
Gain on sale of mortgage loans, net (284) (387)
Other, net (99) (131)
Net cash provided by operating activities 9,263 6,487
Cash flows from investing activities:    
Purchase of certificates of deposit in other banks (498) (7,286)
Net increase in loans (11,290) (26,272)
Purchase of available-for-sale debt securities (18,790) (74,275)
Proceeds from maturities of available-for-sale debt securities 19,695 16,445
Proceeds from calls of available-for-sale debt securities 7,370 1,685
Proceeds from sales of available-for-sale debt securities 0 51,810
Purchases of FHLB stock (1,322) (1,370)
Proceeds from sales of FHLB stock 1,665 3,084
Purchases of premises and equipment (1,176) (734)
Proceeds from sales of premises and equipment 6 13
Payment for branch sale, net (6,700) 0
Proceeds from sales of other real estate and repossessed assets 925 304
Net cash used in investing activities (10,115) (36,596)
Cash flows from financing activities:    
Net increase in demand deposits 4,701 4,851
Net (decrease) increase in interest-bearing transaction accounts (14,546) 30,509
Net increase in time deposits 8,115 22,214
Net increase in federal funds purchased and securities sold under agreements to repurchase 687 8,543
Repayment of FHLB advances and other borrowings (57,921) (141,112)
FHLB advances 47,806 94,000
Purchase of treasury stock 0 (179)
Cash dividends paid - common stock (1,207) (811)
Net cash (used) provided by financing activities (12,365) 18,015
Net decrease in cash and cash equivalents (13,217) (12,094)
Cash and cash equivalents, beginning of year 42,083 62,878
Cash and cash equivalents, end of year 28,866 50,784
Cash paid during the year for:    
Interest 19,726 5,814
Income taxes 1,190 50
Noncash investing and financing activities:    
Other real estate and repossessed assets acquired in settlement of loans 343 382
Net deposits and fixed assets transferred to other assets held for sale (8,885) 0
Right of use assets obtained in exchange for new operating lease liabilities $ 2,424 $ 0