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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
INTEREST INCOME      
Interest and fees on loans $ 52,151 $ 46,596 $ 41,854
Interest on investment securities:      
Taxable 4,114 3,257 3,463
Nontaxable 597 657 521
Federal funds sold, other interest-bearing deposits, and certificates of deposit in other banks 699 267 80
Dividends on other investments 218 158 92
Total interest income 57,779 50,935 46,010
Interest on deposits:      
Savings, interest checking and money market 5,433 2,329 1,159
Time deposits 3,404 2,224 1,907
Total interest expense on deposits 8,837 4,553 3,066
Interest on federal funds purchased and securities sold under agreements to repurchase 603 113 64
Interest on Federal Home Loan Bank advances 1,517 1,590 1,038
Interest on subordinated notes 2,229 1,751 1,495
Total interest expense on borrowings 4,349 3,454 2,597
Total interest expense 13,186 8,007 5,663
Net interest income 44,593 42,928 40,347
Provision for loan losses 1,475 1,765 1,425
Net interest income after provision for loan losses 43,118 41,163 38,922
NON-INTEREST INCOME      
Gain on sale of mortgage loans, net 721 770 851
Other 170 252 240
Total non-interest income 9,341 8,950 8,315
Investment securities gain, net 255 5 602
NON-INTEREST EXPENSE      
Salaries and employee benefits 23,104 21,719 20,802
Occupancy expense, net 2,957 2,782 2,751
Furniture and equipment expense 3,001 2,683 1,783
Processing, network, and bank card expense 3,484 3,643 3,309
Legal, examination, and professional fees 1,223 1,308 1,301
FDIC insurance assessment 612 478 567
Advertising and promotion 1,233 1,255 1,083
Postage, printing, and supplies 996 925 1,018
Other 3,722 4,009 4,193
Total non-interest expense 40,332 38,802 36,807
Income before income taxes 12,382 11,316 11,032
Income tax expense 1,668 7,902 3,750
Net income $ 10,714 $ 3,414 $ 7,282
Basic earnings per share (in dollars per share) $ 1.78 $ 0.56 $ 1.19
Diluted earnings per share (in dollars per share) $ 1.78 $ 0.56 $ 1.19
Service charges and other fees      
NON-INTEREST INCOME      
Income from fees $ 3,736 $ 3,437 $ 3,400
Bank card income and fees      
NON-INTEREST INCOME      
Income from fees 2,754 2,614 2,547
Trust department income      
NON-INTEREST INCOME      
Income from fees 1,166 1,137 952
Real estate servicing fees, net      
NON-INTEREST INCOME      
Income from fees $ 794 $ 740 $ 325