Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
ASSETS
Cash and due from banks	$ 15,921	$ 23,325
Federal funds sold and other interest-bearing deposits	34,863	39,553
Cash and cash equivalents	50,784	62,878
Certificates of deposit in other banks	10,746	3,460
Investment in available-for-sale securities, at fair value	227,601	226,542
Other investments and securities, at cost	9,323	11,037
Total investment securities	236,924	237,579
Loans	1,094,195	1,068,432
Allowances for loan losses	(11,212)	(10,852)
Net loans	1,082,983	1,057,580
Premises and equipment - net	34,586	34,811
Mortgage servicing rights	2,813	2,713
Other real estate owned and repossessed assets - net	13,236	13,182
Accrued interest receivable	5,294	5,627
Cash surrender value - life insurance	2,516	2,484
Other assets	8,768	8,902
Total assets	1,448,650	1,429,216
Deposits
Non-interest bearing demand	250,232	245,380
Savings, interest checking and money market	614,976	584,468
Time deposits $250,000 and over	98,638	63,176
Other time deposits	219,540	232,788
Total deposits	1,183,386	1,125,812
Federal funds purchased and securities sold under agreements to repurchase	36,103	27,560
Federal Home Loan Bank advances and other borrowings	74,270	121,382
Subordinated notes	49,486	49,486
Accrued interest payable	790	554
Other liabilities	11,482	13,051
Total liabilities	1,355,517	1,337,845
Stockholders' equity:
Common stock, $1 par value, authorized 15,000,000 shares; issued 6,046,907 shares, respectively	6,047	6,047
Surplus	50,456	45,442
Retained earnings	49,594	50,595
Accumulated other comprehensive loss, net of tax	(7,734)	(5,662)
Treasury stock; 257,566 and 248,898 shares, at cost, respectively	(5,230)	(5,051)
Total stockholders' equity	93,133	91,371
Total liabilities and stockholders' equity	$ 1,448,650	$ 1,429,216