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Consolidated Statements of Cash Flows (USD $)
9 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Cash flows from operating activities:    
Net income $ 3,245,000 $ 619,000
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 2,000,000 7,900,000
Depreciation expense 1,204,000 1,447,000
Net amortization of investment securities, premiums, and discounts 981,000 851,000
Amortization of intangible assets 135,000 307,000
Stock based compensation expense 14,000 27,000
Change in fair value of mortgage servicing rights (86,000) 985,000
Gain on sale of investment securities (554,000) (26,000)
Loss (gain) on sales and dispositions of premises and equipment 2,000 (82,000)
Loss (gain) on sales and dispositions of other real estate owned and repossessed assets 390,000 (220,000)
Provision for other real estate owned 3,031,000 1,821,000
Decrease (increase) in accrued interest receivable 234,000 (126,000)
Increase in cash surrender value -life insurance (56,000) (55,000)
Decrease in other assets 1,729,000 679,000
Decrease (increase) in income tax receivable 963,000 (1,714,000)
Increase in income tax payable 424,000  
Decrease in accrued interest payable (453,000) (370,000)
Increase in other liabilities 2,083,000 823,000
Origination of mortgage loans for sale (61,297,000) (67,089,000)
Proceeds from the sale of mortgage loans 63,452,000 68,506,000
Gain on sale of mortgage loans, net (1,515,000) (1,773,000)
Other, net (362,000) 44,000
Net cash provided by operating activities 15,564,000 12,554,000
Cash flows from investing activities:    
Net decrease (increase) in loans 17,436,000 (20,929,000)
Purchase of available-for-sale debt securities (76,479,000) (69,305,000)
Proceeds from maturities of available-for-sale debt securities 28,221,000 32,192,000
Proceeds from calls of available-for-sale debt securities 6,255,000 33,095,000
Proceeds from sales of available-for-sale debt securities 22,115,000 790,000
Proceeds from sales of FHLB stock 535,000 100,000
Purchases of FHLB stock (612,000)  
Purchases of premises and equipment (1,787,000) (1,155,000)
Proceeds from sales of premises and equipment   269,000
Proceeds from sales of other real estate owned and repossessed assets 7,586,000 5,553,000
Net cash provided (used) by investing activities 3,270,000 (19,390,000)
Cash flows from financing activities:    
Net (decrease) increase in demand deposits (12,312,000) 5,944,000
Net increase in interest-bearing transaction accounts 7,185,000 5,034,000
Net decrease in time deposits (34,670,000) (12,792,000)
Net increase (decrease) in federal funds purchased and securities sold under agreements to repurchase 3,949,000 (407,000)
Repayment of FHLB advances (15,113,000) (194,000)
FHLB advances 19,000,000  
Redemption of 18,255 and 12,000 shares, respectively, of preferred stock (18,255,000) (12,000,000)
Warrant redemption (540,000)  
Cash dividends paid - preferred stock (456,000) (975,000)
Cash dividends paid - common stock (726,000) (698,000)
Net cash used by financing activities (51,938,000) (16,088,000)
Net decrease in cash and cash equivalents (33,104,000) (22,924,000)
Cash and cash equivalents, beginning of period 58,877,000 43,210,000
Cash and cash equivalents, end of period 25,773,000 20,286,000
Cash paid during the period for:    
Interest 5,479,000 6,724,000
Income taxes 131,000 1,575,000
Supplemental schedule of noncash investing and financing activities:    
Other real estate and repossessions acquired in settlement of loans $ 3,278,000 $ 16,328,000