Consolidated Statements of Cash Flows (USD $)	6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012
Cash flows from operating activities:
Net income	$ 1,675,734	$ 2,190,766
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	2,000,000	3,200,000
Depreciation expense	803,000	1,002,000
Net amortization of investment securities, premiums, and discounts	679,000	549,000
Amortization of intangible assets	135,000	206,000
Stock based compensation expense	7,000	20,000
Change in fair value of mortgage servicing rights	37,000	712,000
Gain on sale of investment securities	(554,000)
Gain on sales and dispositions of premises and equipment		(60,000)
Gain on sales and dispositions of other real estate owned and foreclosed assets	(34,000)	(75,000)
Provision for other real estate owned	2,185,000	739,000
Decrease in accrued interest receivable	90,000	61,000
Increase in cash surrender value -life insurance	(39,000)	(34,000)
Decrease in other assets	1,775,000	597,000
Decrease (increase) in income tax receivable	616,000	(688,000)
Increase in accrued interest payable	407,000	373,000
Increase in other liabilities	1,083,000	823,000
Origination of mortgage loans for sale	(48,943,000)	(38,363,000)
Proceeds from the sale of mortgage loans	52,152,000	40,437,000
Gain on sale of mortgage loans, net	(1,340,000)	(994,000)
Other, net	(306,000)	(245,000)
Net cash provided by operating activities	12,429,000	10,451,000
Cash flows from investing activities:
Net decrease (increase) in loans	1,671,000	(13,261,000)
Purchase of available-for-sale debt securities	(73,922,000)	(63,135,000)
Proceeds from maturities of available-for-sale debt securities	20,116,000	21,927,000
Proceeds from calls of available-for-sale debt securities	5,255,000	26,285,000
Proceeds from sales of available-for-sale debt securities	22,115,000
Proceeds from sales of FHLB stock	4,000	97,000
Purchases of FHLB stock	(412,000)
Purchases of premises and equipment	(991,000)	(843,000)
Proceeds from sales of premises and equipment		248,000
Proceeds from sales of other real estate owned and foreclosed assets	6,233,000	3,084,000
Net cash used by investing activities	(19,931,000)	(25,598,000)
Cash flows from financing activities:
Net (decrease) increase in demand deposits	(11,810,000)	9,938,000
Net increase in interest-bearing transaction accounts	22,040,000	17,931,000
Net decrease in time deposits	(15,513,000)	(1,514,000)
Net (increase) decrease in federal funds purchased and securities sold under agreements to repurchase	441,000	(673,000)
Repayment of Federal Home Loan Bank advances	(93,000)	(129,000)
FHLB advances	9,000,000
Redemption of 18,255 and 12,000 shares, respectively, of preferred stock	(18,255,000)	(12,000,000)
Warrant redemption	(540,000)
Cash dividends paid - preferred stock	(456,000)	(747,000)
Cash dividends paid - common stock	(484,000)	(465,000)
Net cash (used) provided by financing activities	(15,670,000)	12,341,000
Net decrease in cash and cash equivalents	(23,172,000)	(2,806,000)
Cash and cash equivalents, beginning of period	58,877,000	43,210,000
Cash and cash equivalents, end of period	35,705,000	40,404,000
Cash paid during the period for:
Interest	3,186,000	3,952,000
Income taxes	131,000	1,260,000
Supplemental schedule of noncash investing and financing activities:
Other real estate and repossessions acquired in settlement of loans	$ 2,970,000	$ 9,311,000