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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2013
Dec. 31, 2012
ASSETS    
Cash and due from banks $ 20,838 $ 31,020
Federal funds sold and other overnight interest-bearing deposits 14,867 27,857
Cash and cash equivalents 35,705 58,877
Investment in available-for-sale securities, at fair value 220,655 200,246
Loans 838,990 846,984
Allowances for loan losses (15,358) (14,842)
Net loans 823,632 832,142
Premises and equipment - net 37,209 37,021
Investments in Federal Home Loan Bank stock and other equity securities, at cost 4,333 3,925
Mortgage servicing rights 2,873 2,549
Other real estate owned and foreclosed assets - net 17,978 23,592
Accrued interest receivable 5,100 5,190
Cash surrender value - life insurance 2,175 2,136
Other assets 15,876 15,928
Total assets 1,165,536 1,181,606
Deposits    
Non-interest bearing demand 180,461 192,271
Savings, interest checking and money market 427,742 405,702
Time deposits $100,000 and over 117,601 120,777
Other time deposits 260,188 272,525
Total deposits 985,992 991,275
Federal funds purchased and securities sold under agreements to repurchase 21,499 21,058
Subordinated notes 49,486 49,486
Federal Home Loan Bank advances 29,033 20,126
Accrued interest payable 1,316 909
Other liabilities 7,614 6,532
Total liabilities 1,094,940 1,089,386
Stockholders' equity:    
Preferred stock, $0.01 par value per share, 1,000,000 shares authorized; Issued 0 shares and 18,255 shares, respectively, $1,000 per share liquidation value, net of discount   17,977
Common stock, $1 par value, authorized 15,000,000 shares; Issued 5,000,972 shares, respectively 5,001 5,001
Surplus 33,567 31,816
Retained earnings 37,292 39,118
Accumulated other comprehensive (loss) income, net of tax (1,747) 1,825
Treasury stock; 161,858 shares, at cost (3,517) (3,517)
Total stockholders' equity 70,596 92,220
Total liabilities and stockholders' equity $ 1,165,536 $ 1,181,606