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Consolidated Statements of Cash Flows (unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Cash flows from operating activities:    
Net income $ 5,743 $ 5,383
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision (release of) for credit losses on loans and unfunded commitments 73 (340)
Depreciation expense 439 535
Net amortization of investment securities, premiums, and discounts 77 118
Provision for valuation allowance for premises and equipment held for sale 278 0
Investment securities (gains) losses, net (5) 2
Losses on sales and dispositions of premises and equipment (5) (50)
Gain on sales and dispositions of other real estate 0 (21)
Provision for valuation allowance for other real estate owned 34 0
Share-based compensation expense 122 81
Increase in cash surrender value - life insurance (357) (386)
Decrease in accrued interest receivable and other assets 1,263 889
Increase (decrease) in operating lease liabilities 39 (70)
Increase in accrued interest payable and other liabilities 271 (183)
Origination of mortgage loans held for sale (14,690) (1,335)
Proceeds from the sale of mortgage loans held for sale 14,766 1,237
Gain on sale of mortgage loans, net (77) (126)
Net cash provided by operating activities 7,971 5,734
Cash flows from investing activities:    
Purchase of certificates of deposit in other banks (1,000) 0
Proceeds from maturities of certificates of deposit in other banks 1,000 0
Net decrease (increase) in loans 33,179 (4,145)
Purchase of available-for-sale debt securities (4,515) (6,656)
Proceeds from maturities of available-for-sale debt securities 5,865 4,273
Proceeds from calls of available-for-sale debt securities 12 1,755
Purchases of FHLB stock (32,527) (4,029)
Proceeds from sales of FHLB stock 32,881 2,242
Purchases of premises and equipment (1,871) (272)
Proceeds from sales of premises and equipment 29 50
Proceeds from sales of other real estate and repossessed assets 0 799
Net cash provided by (used in) investing activities 33,053 (5,983)
Cash flows from financing activities:    
Net increase in demand deposits 1,865 42,085
Net decrease in interest bearing transaction accounts (38,753) (27,445)
Net increase (decrease) in time deposits 1,055 (3,934)
Repayment of FHLB advances and other borrowings (727,000) (46,100)
Proceeds from FHLB advances and other borrowings 719,290 88,675
Proceeds from financing obligation 1,908 0
Purchase of treasury stock (400) (440)
Cash dividends paid - common stock (1,383) (1,328)
Net cash provided by (used in) financing activities (43,418) 51,513
Net (decrease) increase in cash and cash equivalents (2,394) 51,264
Cash and cash equivalents, beginning of period 104,312 50,994
Cash and cash equivalents, end of period 101,918 102,258
Cash paid during the period for:    
Interest 7,213 8,288
Income taxes 3,206 0
Non-cash investing and financing activities:    
Right of use assets obtained in exchange for new operating lease liabilities 935 1,420
Dividends declared not paid - common stock $ 1,449 $ 1,328