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Consolidated Statements of Income (unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
INTEREST INCOME    
Interest and fees on loans $ 22,093 $ 21,196
Interest and fees on loans held for sale 4 2
Interest on investment securities:    
Taxable 1,164 1,304
Nontaxable 584 587
Federal funds sold and Other interest-bearing deposits 436 249
Dividends on other investments 113 120
Total interest income 24,394 23,458
Interest on deposits:    
Savings, interest checking and money market 3,662 4,349
Time deposits 2,209 2,464
Total interest expense on deposits 5,871 6,813
Interest on federal funds purchased and securities sold under agreements to repurchase and other 13 0
Interest on Federal Home Loan Bank advances 635 499
Interest on subordinated notes 773 852
Total interest expense on borrowings 1,421 1,351
Total interest expense 7,292 8,164
Net interest income 17,102 15,294
Release of credit losses on loans (120) (282)
Provision for (release of) credit losses on unfunded commitments 193 (58)
Total provision for (release of) credit losses on loans and unfunded commitments 73 (340)
Net interest income after provision for (release of) credit losses on loans and unfunded commitments 17,029 15,634
NON-INTEREST INCOME    
Earnings on bank-owned life insurance 493 509
Gain on sale of mortgage loans, net 77 126
(Losses) gains on other real estate owned and other assets, net (34) 21
Other 221 495
Total non-interest income 3,101 3,463
Investment securities gains (losses), net 5 (2)
NON-INTEREST EXPENSE    
Salaries and employee benefits 6,814 6,912
Occupancy expense, net 991 935
Furniture and equipment expense 770 793
Processing, network, and bank card expense 1,418 1,401
Legal, examination, and professional fees 802 493
Advertising and promotion 204 160
Postage, printing, and supplies 299 294
Other 1,705 1,511
Total non-interest expense 13,003 12,499
Income before income taxes 7,132 6,596
Income tax expense 1,389 1,213
Net income $ 5,743 $ 5,383
Basic earnings per share (in dollars per share) $ 0.83 $ 0.77
Diluted earnings per share (in dollars per share) $ 0.83 $ 0.77
Service charges and other fees    
NON-INTEREST INCOME    
Income from fees $ 820 $ 914
Bank card income and fees    
NON-INTEREST INCOME    
Income from fees 908 925
Wealth management revenue    
NON-INTEREST INCOME    
Income from fees $ 616 $ 473