Consolidated Balance Sheets - USD ($)	Mar. 31, 2026	Dec. 31, 2025
ASSETS
Cash and due from banks	$ 13,369,000	$ 16,632,000
Other interest bearing deposits	88,549,000	87,680,000
Cash and cash equivalents	101,918,000	104,312,000
Certificates of deposit in other banks	1,000,000	1,000,000
Available-for-sale debt securities, at fair value	205,193,000	209,939,000
Other investments	5,615,000	5,976,000
Loans held for investment	1,454,171,000	1,486,792,000
Allowance for credit losses	(20,933,000)	(21,111,000)
Net loans	1,433,238,000	1,465,681,000
Loans held for sale	1,000.0	616,000
Premises and equipment - net	30,762,000	29,963,000
Premises and equipment held for sale, net	3,706,000	3,956,000
Other real estate owned - net	64,000	98,000
Cash surrender value of bank-owned life insurance	40,801,000	40,444,000
Accrued interest receivable and other assets	33,562,000	32,865,000
Total assets	1,855,860,000	1,894,850,000
Deposits
Non-interest bearing demand	425,433,000	423,568,000
Savings, interest checking and money market	788,316,000	827,069,000
Time deposits	304,567,000	303,512,000
Total deposits	1,518,316,000	1,554,149,000
Federal Home Loan Bank advances and other borrowings	94,376,000	102,086,000
Subordinated notes	49,486,000	49,486,000
Operating lease liabilities	3,694,000	2,682,000
Finance lease liabilities	1,167,000	1,205,000
Accrued interest payable and other liabilities	13,435,000	11,013,000
Total liabilities	1,680,474,000	1,720,621,000
Stockholders’ equity:
Common stock, $1.00 par value, authorized 15,000,000 shares; issued 7,554,893 shares	7,555,000	7,555,000
Surplus	76,927,000	76,828,000
Retained earnings	112,156,000	107,863,000
Accumulated other comprehensive loss, net of tax	(6,471,000)	(3,613,000)
Treasury stock; 665,083 and 653,633 shares, at cost, respectively	(14,781,000)	(14,404,000)
Total stockholders’ equity	175,386,000	174,229,000
Total liabilities and stockholders’ equity	$ 1,855,860,000	$ 1,894,850,000