Consolidated Statements of Cash Flows (unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Cash flows from operating activities:
Net income	$ 4,456	$ 3,271
Adjustments to reconcile net income to net cash provided by operating activities:
(Release of) provision for credit losses on loans and unfunded commitments	(230)	680
Depreciation expense	463	540
Net amortization of investment securities, premiums, and discounts	212	276
Change in fair value of mortgage servicing rights	0	(29)
Investment securities gains, net	0	(8)
(Gain) loss on sales and dispositions of premises and equipment	5	(132)
Gain on sales and dispositions of other real estate	(34)	(9)
Share-based compensation expense	29	0
(Increase) decrease in accrued interest receivable	(356)	665
Earnings on bank-owned life insurance	(136)	(15)
Decrease in other assets	1,125	102
Decrease in operating lease liabilities	(50)	(79)
Increase in accrued interest payable	199	700
Decrease in other liabilities	(1,055)	(1,398)
Origination of mortgage loans held for sale	(13,856)	(20,910)
Proceeds from the sale of mortgage loans held for sale	15,108	20,238
Gain on sale of mortgage loans, net	(277)	(496)
Net cash provided by operating activities	5,603	3,396
Cash flows from investing activities:
Proceeds from maturities of certificates of deposit in other banks	0	739
Purchase of bank-owned life insurance	(35,000)	0
Net decrease (increase) in loans	20,225	(20,903)
Purchase of available-for-sale debt securities	(12,658)	(8,505)
Proceeds from maturities of available-for-sale debt securities	2,674	4,427
Proceeds from calls of available-for-sale debt securities	12,256	610
Purchases of FHLB stock	(558)	(137)
Proceeds from sales of FHLB stock	571	258
Purchases of premises and equipment	(544)	(226)
Proceeds from sales of premises and equipment	0	126
Proceeds from sales of other real estate and repossessed assets	60	557
Net cash used in investing activities	(12,974)	(23,054)
Cash flows from financing activities:
Net decrease in demand deposits	(9,653)	(9,006)
Net decrease in interest-bearing transaction accounts	(56,680)	(106,419)
Net increase in time deposits	23,363	91,358
Net decrease in federal funds purchased and securities sold under agreements to repurchase	0	(72)
Repayment of FHLB advances and other borrowings	(8,000)	(5,500)
FHLB advances	10,000	500
Purchase of treasury stock	(414)	0
Cash dividends paid - common stock	(1,197)	(1,150)
Net cash used in financing activities	(42,581)	(30,289)
Net decrease in cash and cash equivalents	(49,952)	(49,947)
Cash and cash equivalents, beginning of period	93,450	83,720
Cash and cash equivalents, end of period	43,498	33,773
Cash paid during the period for:
Interest	9,104	6,285
Income taxes	$ 0	$ 0