Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
ASSETS
Cash and due from banks	$ 15,273	$ 15,675
Other interest-bearing deposits	28,225	77,775
Cash and cash equivalents	43,498	93,450
Available-for-sale debt securities, at fair value	183,454	188,742
Other investments	6,287	6,300
Total investment securities	189,741	195,042
Loans held for investment	1,518,853	1,539,147
Allowance for credit losses	(23,675)	(23,744)
Net loans	1,495,178	1,515,403
Loans held for sale, at lower of cost or fair value	2,909	3,884
Premises and equipment - net	31,861	32,047
Other real estate owned - net	1,937	1,744
Accrued interest receivable	9,017	8,661
Cash surrender value - life insurance	37,760	2,624
Other assets	21,859	22,495
Total assets	1,833,760	1,875,350
Deposits
Non-interest bearing demand	392,588	402,241
Savings, interest checking and money market	789,772	846,452
Time deposits $250,000 and over	100,306	108,147
Other time deposits	245,208	214,004
Total deposits	1,527,874	1,570,844
Federal Home Loan Bank advances and other borrowings	109,000	107,000
Subordinated notes	49,486	49,486
Operating lease liabilities	1,163	1,213
Accrued interest payable	1,971	1,772
Liability for unfunded commitments	717	947
Other liabilities	6,929	8,003
Total liabilities	1,697,140	1,739,265
Stockholders’ equity:
Common stock, $1.00 par value, authorized 15,000,000 shares; issued 7,554,893 shares	7,555	7,555
Surplus	76,847	76,818
Retained earnings	79,725	76,464
Accumulated other comprehensive loss, net of tax	(16,103)	(13,762)
Treasury stock; 536,565 and 515,570 shares, at cost, respectively	(11,404)	(10,990)
Total stockholders’ equity	136,620	136,085
Total liabilities and stockholders’ equity	$ 1,833,760	$ 1,875,350