Consolidated Statements of Income (unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023		Jun. 30, 2022
INTEREST INCOME
Interest and fees on loans	$ 20,168	$ 14,588	$ 38,971		$ 28,503
Interest and fees on loans held for sale	33	26	60		46
Interest on investment securities:
Taxable	883	791	1,730		1,579
Nontaxable	632	624	1,258		1,202
Federal funds sold	1	4	1		5
Other interest-bearing deposits and certificates of deposit in other banks	102	43	640		102
Dividends on other investments	108	66	200		141
Total interest income	21,927	16,142	42,860		31,578
Interest on deposits:
Savings, interest checking and money market	3,642	578	7,495		893
Time deposit accounts $250,000 and over	1,525	130	2,676		243
Time deposits	810	194	1,358		471
Total interest expense on deposits	5,977	902	11,529		1,607
Interest on federal funds purchased and securities sold under agreements to repurchase	24	9	45		19
Interest on Federal Home Loan Bank advances	815	248	1,355		501
Interest on subordinated notes	909	422	1,781		745
Total interest expense on borrowings	1,748	679	3,181		1,265
Total interest expense	7,725	1,581	14,710		2,872
Net interest income	14,202	14,561	28,150		28,706
Provision for (release of) credit losses on loans and unfunded commitments	0	1,200	680	[1]	(1,300)	[1]
Net interest income after provision for (release of) credit losses on loans and unfunded commitments	14,202	13,361	27,470		30,006
NON-INTEREST INCOME
Gain on sale of mortgage loans, net	667	806	1,162		1,695
(Provision for) release of other real estate owned	(1,831)	28	(1,831)		28
Other	603	372	1,182		885
Total non-interest income	1,596	3,648	4,778		7,374
Investment securities gains (losses), net	7	(9)	15		(13)
NON-INTEREST EXPENSE
Salaries and employee benefits	6,850	6,616	13,854		13,502
Occupancy expense, net	801	765	1,595		1,550
Furniture and equipment expense	716	771	1,467		1,526
Processing, network, and bank card expense	1,320	1,142	2,477		2,284
Legal, examination, and professional fees	443	375	948		815
Advertising and promotion	353	304	709		597
Postage, printing, and supplies	179	226	373		416
Loan expense	239	157	624		303
Other	1,824	1,184	3,155		2,774
Total non-interest expense	12,725	11,540	25,202		23,767
Income before income taxes	3,080	5,460	7,061		13,600
Income tax expense	531	971	1,241		2,502
Net income	$ 2,549	$ 4,489	$ 5,820		$ 11,098
Basic earnings per share (in dollars per share)	$ 0.36	$ 0.64	$ 0.83		$ 1.57
Diluted earnings per share (in dollars per share)	$ 0.36	$ 0.64	$ 0.83		$ 1.57
Service charges and other fees
NON-INTEREST INCOME
Income from fees	$ 737	$ 835	$ 1,420		$ 1,628
Bank card income and fees
NON-INTEREST INCOME
Income from fees	1,055	1,063	2,015		2,024
Trust department income
NON-INTEREST INCOME
Income from fees	266	296	538		636
Real estate servicing fees, net
NON-INTEREST INCOME
Income from fees	$ 99	$ 248	$ 292		$ 478

[1] Prior to adoption of ASU No 2016-13 on January 1, 2023, credit losses were estimated using the incurred loss approach. See accompanying notes to the consolidated financial statements (unaudited).