Consolidated Statements of Income (unaudited) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2023	Mar. 31, 2022
INTEREST INCOME
Interest and fees on loans		$ 18,803	$ 13,915
Interest and fees on loans held for sale		27	20
Interest on investment securities:
Taxable		847	788
Nontaxable		626	577
Federal funds sold		0	1
Other interest-bearing deposits and certificates of deposit in other banks		537	60
Dividends on other investments		93	75
Total interest income		20,933	15,436
Interest on deposits:
Savings, interest checking and money market		3,854	316
Time deposit accounts $250,000 and over		1,150	113
Time deposits		548	276
Total interest expense on deposits		5,552	705
Interest on federal funds purchased and securities sold under agreements to repurchase		21	10
Interest on Federal Home Loan Bank advances		540	252
Interest on subordinated notes		872	324
Total interest expense on borrowings		1,433	586
Total interest expense		6,985	1,291
Net interest income		13,948	14,145
Provision for (release of) credit losses on loans and unfunded commitments	[1]	680	(2,500)
Net interest income after provision for (release of) credit losses on loans and unfunded commitments		13,268	16,645
NON-INTEREST INCOME
Gain on sale of mortgage loans, net		496	888
Other		578	513
Total non-interest income		3,182	3,726
Investment securities gains (losses), net		8	(4)
NON-INTEREST EXPENSE
Salaries and employee benefits		7,003	6,886
Occupancy expense, net		795	786
Furniture and equipment expense		752	755
Processing, network, and bank card expense		1,157	1,142
Legal, examination, and professional fees		505	440
Advertising and promotion		357	293
Postage, printing, and supplies		193	190
Loan expense		385	145
Other		1,331	1,590
Total non-interest expense		12,478	12,227
Income before income taxes		3,980	8,140
Income tax expense		709	1,531
Net income		$ 3,271	$ 6,609
Basic earnings per share (in dollars per share)		$ 0.48	$ 0.97
Diluted earnings per share (in dollars per share)		$ 0.48	$ 0.97
Service charges and other fees
NON-INTEREST INCOME
Income from fees		$ 684	$ 793
Bank card income and fees
NON-INTEREST INCOME
Income from fees		960	961
Trust department income
NON-INTEREST INCOME
Income from fees		271	340
Real estate servicing fees, net
NON-INTEREST INCOME
Income from fees		$ 193	$ 231

[1] Prior to adoption of ASU No 2016-13 on January 1, 2023, credit losses were estimated using the incurred loss approach. See accompanying notes to the consolidated financial statements (unaudited).