Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
ASSETS
Cash and due from banks	$ 20,018	$ 17,287
Federal funds sold	45	7,122
Other interest-bearing deposits	8,159	135,500
Cash and cash equivalents	28,222	159,909
Certificates of deposit in other banks	4,201	5,193
Available-for-sale debt securities, at fair value	267,274	310,870
Other investments	5,109	5,408
Total investment securities	272,383	316,278
Loans held for investment	1,427,828	1,302,133
Allowance for loan losses	(15,353)	(16,903)
Net loans	1,412,475	1,285,230
Loans held for sale, at lower of cost or fair value	1,716	2,249
Premises and equipment - net	33,096	32,719
Mortgage servicing rights, at fair value	2,730	2,659
Other real estate owned - net	9,155	10,525
Accrued interest receivable	6,446	6,621
Cash surrender value - life insurance	2,538	2,509
Other assets	17,014	7,658
Total assets	1,789,976	1,831,550
Deposits
Non-interest bearing demand	471,762	453,066
Savings, interest checking and money market	796,054	818,358
Time deposit accounts $250,000 and over	99,884	69,075
Other time deposits	163,108	176,321
Total deposits	1,530,808	1,516,820
Federal funds purchased and securities sold under agreements to repurchase	6,935	23,829
Federal Home Loan Bank advances and other borrowings	68,000	77,418
Subordinated notes	49,486	49,486
Operating lease liabilities	1,687	1,837
Accrued interest payable	359	282
Other liabilities	8,643	12,922
Total liabilities	1,665,918	1,682,594
Stockholders’ equity:
Common stock, $1.00 par value, authorized 15,000,000 shares; issued 7,023,821 shares, respectively	7,024	7,024
Surplus	71,302	64,437
Retained earnings	84,437	82,300
Accumulated other comprehensive (loss) income, net of tax	(27,715)	3,293
Treasury stock; 515,570, and 406,846 shares, at cost, respectively	(10,990)	(8,098)
Total stockholders’ equity	124,058	148,956
Total liabilities and stockholders’ equity	$ 1,789,976	$ 1,831,550