Consolidated Statements of Cash Flows (unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Cash flows from operating activities:
Net income	$ 6,609	$ 5,839
Adjustments to reconcile net income to net cash provided by operating activities:
(Release of) provision for loan losses	(2,500)	0
Depreciation expense	545	578
Net amortization of investment securities, premiums, and discounts	378	418
Change in fair value of mortgage servicing rights	48	121
Investment securities losses (gains), net	4	(14)
Gain on sales and dispositions of premises and equipment	0	4
Gain on sales and dispositions of other real estate	(8)	(15)
Provision for other real estate owned	0	88
Decrease in accrued interest receivable	380	152
Increase in cash surrender value - life insurance	(15)	(14)
Decrease (increase) in other assets	329	(1,926)
Decrease in operating lease liabilities	(74)	(79)
Increase (decrease) in accrued interest payable	16	(398)
(Decrease) increase in other liabilities	(2,567)	12
Origination of mortgage loans held for sale	(26,935)	(65,012)
Proceeds from the sale of mortgage loans held for sale	29,085	66,272
Gain on sale of mortgage loans, net	(888)	(2,469)
Net cash provided by operating activities	4,407	3,557
Cash flows from investing activities:
Purchase of certificates of deposit in other banks	0	(245)
Proceeds from maturities of certificates of deposit in other banks	490	736
Net (increase) decrease in loans	(31,812)	11,000
Purchase of available-for-sale debt securities	(14,581)	(62,297)
Proceeds from maturities of available-for-sale debt securities	11,284	10,491
Proceeds from calls of available-for-sale debt securities	2,250	7,745
Purchases of FHLB stock	(178)	(327)
Proceeds from sales of FHLB stock	92	505
Purchases of premises and equipment	(1,417)	(135)
Proceeds from sales of premises and equipment	0	12
Proceeds from sales of other real estate and repossessed assets	723	108
Net cash used in investing activities	(33,149)	(32,407)
Cash flows from financing activities:
Net (decrease) increase in demand deposits	(2,841)	48,543
Net decrease in interest-bearing transaction accounts	(66,194)	(15,193)
Net increase (decrease) in time deposits	8,358	(22,974)
Net decrease in federal funds purchased and securities sold under agreements to repurchase	(18,315)	(3,136)
Repayment of FHLB advances and other borrowings	(61)	(9,060)
Purchase of treasury stock	(606)	(2,148)
Cash dividends paid - common stock	(993)	(842)
Net cash used in financing activities	(80,652)	(4,810)
Net decrease in cash and cash equivalents	(109,394)	(33,660)
Cash and cash equivalents, beginning of period	159,909	180,363
Cash and cash equivalents, end of period	50,515	146,703
Cash paid during the period for:
Interest	1,275	2,109
Income taxes	0	0
Noncash investing and financing activities:
Other real estate and repossessed assets acquired in settlement of loans net of (charge-offs)	$ (52)	$ 30