Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
ASSETS
Cash and due from banks	$ 22,544	$ 17,287
Federal funds sold	419	7,122
Other interest-bearing deposits	27,552	135,500
Cash and cash equivalents	50,515	159,909
Certificates of deposit in other banks	4,701	5,193
Available-for-sale debt securities, at fair value	286,754	310,870
Other investments	5,490	5,408
Total investment securities	292,244	316,278
Loans held for investment	1,333,923	1,302,133
Allowance for loan losses	(14,279)	(16,903)
Net loans	1,319,644	1,285,230
Loans held for sale, at lower of cost or fair value	909	2,249
Premises and equipment - net	33,555	32,719
Mortgage servicing rights, at fair value	2,639	2,659
Other real estate owned - net	9,758	10,525
Accrued interest receivable	6,241	6,621
Cash surrender value - life insurance	2,524	2,509
Other assets	12,953	7,658
Total assets	1,735,683	1,831,550
Deposits
Non-interest bearing demand	450,225	453,066
Savings, interest checking and money market	752,164	818,358
Time deposit accounts $250,000 and over	84,692	69,075
Other time deposits	169,062	176,321
Total deposits	1,456,143	1,516,820
Federal funds purchased and securities sold under agreements to repurchase	5,514	23,829
Federal Home Loan Bank advances and other borrowings	77,357	77,418
Subordinated notes	49,486	49,486
Operating lease liabilities	1,763	1,837
Accrued interest payable	298	282
Other liabilities	10,735	12,922
Total liabilities	1,601,296	1,682,594
Stockholders’ equity:
Common stock, $1.00 par value, authorized 15,000,000 shares; issued 7,023,821 shares, respectively	7,024	7,024
Surplus	64,437	64,437
Retained earnings	87,919	82,300
Accumulated other comprehensive (loss) income, net of tax	(16,289)	3,293
Treasury stock; 430,382, and 406,846 shares, at cost, respectively	(8,704)	(8,098)
Total stockholders’ equity	134,387	148,956
Total liabilities and stockholders’ equity	$ 1,735,683	$ 1,831,550