-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, VOO4c+e9DwmnCUhxtAjGZgaic4nL9SN2Apft6VcRJ/xiwFhG+P67pMKgR56g+lN5 cPkuGwDblcX2mljtI2PVsw== 0001104659-08-034081.txt : 20080516 0001104659-08-034081.hdr.sgml : 20080516 20080516164530 ACCESSION NUMBER: 0001104659-08-034081 CONFORMED SUBMISSION TYPE: 485BPOS PUBLIC DOCUMENT COUNT: 4 FILED AS OF DATE: 20080516 DATE AS OF CHANGE: 20080516 EFFECTIVENESS DATE: 20080516 FILER: COMPANY DATA: COMPANY CONFORMED NAME: SEPARATE ACCOUNT VL I OF HARTFORD LIFE INSURANCE CO CENTRAL INDEX KEY: 0000893748 IRS NUMBER: 000000000 STATE OF INCORPORATION: CT FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 485BPOS SEC ACT: 1933 Act SEC FILE NUMBER: 333-07465 FILM NUMBER: 08842900 BUSINESS ADDRESS: STREET 1: C/O ITT HARTFORD LIFE INSURANCE CO STREET 2: 200 HOPMEADOW ST CITY: SIMSBURY STATE: CT ZIP: 06089 MAIL ADDRESS: STREET 1: 200 HOPMEADOW ST STREET 2: C/O ITT HARTFORD LIFE INSURANCE CO CITY: SIMSBURY STATE: CT ZIP: 06089 FILER: COMPANY DATA: COMPANY CONFORMED NAME: SEPARATE ACCOUNT VL I OF HARTFORD LIFE INSURANCE CO CENTRAL INDEX KEY: 0000893748 IRS NUMBER: 000000000 STATE OF INCORPORATION: CT FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 485BPOS SEC ACT: 1940 Act SEC FILE NUMBER: 811-03072-03 FILM NUMBER: 08842901 BUSINESS ADDRESS: STREET 1: C/O ITT HARTFORD LIFE INSURANCE CO STREET 2: 200 HOPMEADOW ST CITY: SIMSBURY STATE: CT ZIP: 06089 MAIL ADDRESS: STREET 1: 200 HOPMEADOW ST STREET 2: C/O ITT HARTFORD LIFE INSURANCE CO CITY: SIMSBURY STATE: CT ZIP: 06089 0000893748 S000002937 SEPARATE ACCOUNT VL I OF HARTFORD LIFE INSURANCE CO C000008038 Stag Variable Life Artisan (Series I) 485BPOS 1 a08-14022_6485bpos.txt 485BPOS AS FILED WITH THE SECURITIES AND EXCHANGE COMMISSION ON MAY 16, 2008. FILE NO. 333-07465 811-3072-03 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 ------------ FORM N-6 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 ------------ PRE-EFFECTIVE AMENDMENT NO. / / POST-EFFECTIVE AMENDMENT NO. 24 /X/ REGISTRATION STATEMENT UNDER THE INVESTMENT COMPANY ACT OF 1940 AMENDMENT NO. 110 /X/ HARTFORD LIFE INSURANCE COMPANY SEPARATE ACCOUNT VL I (Exact Name of Registrant) HARTFORD LIFE INSURANCE COMPANY (Name of Depositor) P.O. BOX 2999 HARTFORD, CT 06104-2999 (Address of Depositor's Principal Offices) (860) 843-3585 (Depositor's Telephone Number, Including Area Code) JERRY K. SCHEINFELDT HARTFORD LIFE INSURANCE COMPANY P.O. BOX 2999 HARTFORD, CT 06104-2999 (Name and Address of Agent for Service) ------------ INDIVIDUAL VARIABLE LIFE CONTRACTS -- THE REGISTRANT HAS REGISTERED AN INDEFINITE AMOUNT OF SECURITIES PURSUANT TO RULE 24F-2 OF THE INVESTMENT COMPANY ACT OF 1940, AS AMENDED. ------------ It is proposed that this filing will become effective: / / immediately upon filing pursuant to paragraph (b) of Rule 485 /X/ on May 16, 2008 pursuant to paragraph (b) of Rule 485 / / 60 days after filing pursuant to paragraph (a)(1) of Rule 485 / / on , pursuant to paragraph (a)(1) of Rule 485 / / this post-effective amendment designates a new effective date for a previously filed post-effective amendment. - ------------------------------------------------------------------------------ - ------------------------------------------------------------------------------ The prospectus in Part A and Statement of Additional Information in Part B of this Post-Effective Amendment No. 24 is incorporated by reference to Post-Effective Amendment No. 23 to the Registration Statement on Form N-6 (File No. 333-07465), as filed on April 9, 2008 and effective on May 1, 2008. A Supplement to the Prospectus dated May 16, 2008 is included in Part A of this Post-Effective Amendment. This Post-Effective Amendment No. 24 does not supercede Post-Effective Amendment No. 23 filed on April 9, 2008. HARTFORD LIFE INSURANCE COMPANY SEPARATE ACCOUNT VL I: 333-50280 Stag Accumulator Variable Universal Life (Series I) 333-94617 Stag Protector Variable Universal Life (Series I) 033-53692 Stag Variable Life 333-07465 Stag Variable Life Artisan
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY SEPARATE ACCOUNT VL I: 333-82866 Stag Wall Street Variable Universal Life (Series I) 333-93319 Stag Accumulator Variable Universal Life (Series I) 333-83057 Stag Protector Variable Universal Life (Series I) 033-61267 Stag Variable Life
HARTFORD LIFE INSURANCE COMPANY SEPARATE ACCOUNT VL II: 333-88261 Stag Variable Life Last Survivor II (Series I) 033-89990 Stag Variable Life Last Survivor
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY SEPARATE ACCOUNT VL II: 333-67373 Stag Variable Life Last Survivor II (Series I) 033-89988 Stag Variable Life Last Survivor
SUPPLEMENT DATED MAY 16, 2008 TO THE PROSPECTUS DATED MAY 1, 2008 SUPPLEMENT DATED MAY 16, 2008 TO YOUR PROSPECTUS HARTFORD GLOBAL TECHNOLOGY HLS FUND AND HARTFORD GLOBAL EQUITY HLS FUND: On or about August 12, 2008, shareholders will vote on the proposed merger of the Hartford Global Technology HLS Fund into the Hartford Global Equity HLS Fund. If the proposed merger is approved, all assets of the Hartford Global Technology HLS Fund will be transferred into the Hartford Global Equity HLS Fund, and shareholders of the Hartford Global Technology HLS Fund will receive shares of the Hartford Global Equity HLS Fund. If approved by the shareholders, the merger is scheduled to take place on or about August 25, 2008 (merger date). As a result, if any of your Policy Value is currently invested in the Hartford Global Technology HLS Fund Sub-Account, that Policy Value will be merged into the Hartford Global Equity HLS Fund Sub-Account on the merger date. If any portion of your future Premium Payments are allocated to Hartford Global Technology HLS Fund Sub-Account, you should re-direct that allocation to another Sub-Account available under your Policy before the close of trading on the New York Stock Exchange on August 22, 2008. Effective as of the close of trading of the New York Stock Exchange on August 22, 2008, we will not process any transaction that includes an allocation to Hartford Global Technology HLS Fund Sub-Account. In the event that the proposed merger is approved, all references and information contained in the prospectus for your Policy related to Hartford Global Technology HLS Fund are deleted. HARTFORD GLOBAL EQUITY HLS FUND: Effective August 22, 2008, the Hartford Global Equity HLS Fund is added and made available as an underlying investment option under your policy. The following changes are made to your prospectus: Under the table entitled, "Investment Management Fees and Other Expenses," the following expense information is added for the Hartford Global Equity HLS Fund:
DISTRIBUTION AND/OR ACQUIRED SERVICE FUND FEES MANAGEMENT (12B-1) OTHER AND UNDERLYING FUND: FEE FEES* EXPENSES EXPENSES - ----------------------------------------------------------------------------------------- Hartford Global 0.950% N/A 0.100% N/A Equity HLS Fund -- Class IA CONTRACTUAL TOTAL FEE WAIVER NET TOTAL ANNUAL AND/OR ANNUAL OPERATING EXPENSE OPERATING UNDERLYING FUND: EXPENSES REIMBURSEMENT EXPENSES - ------------------- --------------------------------------------------------- Hartford Global 1.050% N/A 1.050%(i) Equity HLS Fund -- Class IA
* The 12b-1 fees deducted from these classes cover certain distribution, shareholder support and administrative services provided by intermediaries (the insurance company, broker dealer or other service provider). (i) Other expenses are estimated based upon amounts for the current fiscal year. Under the section entitled, "The Funds," in your prospectus, the following information is added to the table: Hartford Global Equity HLS Fund -- Class Seeks long term capital appreciation HL Investment Advisors, LLC IA Sub-advised by Wellington Management Company, LLP
HARTFORD GLOBAL GROWTH HLS FUND: Effective May 16, 2008, the Hartford Global Growth HLS Fund will re-open as an underlying investment option under your policy. HARTFORD U.S. GOVERNMENT SECURITIES HLS FUND: Effective August 22, 2008, the Hartford U.S. Government Securities HLS Fund is added and made available as an underlying investment option under your policy. The following changes are made to your prospectus: Under the table entitled, "Investment Management Fees and Other Expenses," the following expense information is added for the Hartford U.S. Government Securities HLS Fund:
DISTRIBUTION AND/OR ACQUIRED SERVICE FUND FEES MANAGEMENT (12B-1) OTHER AND UNDERLYING FUND: FEE FEES* EXPENSES EXPENSES - ----------------------------------------------------------------------------------------- Hartford U.S. 0.450% N/A 0.020% N/A Government Securities HLS Fund --Class IA CONTRACTUAL TOTAL FEE WAIVER NET TOTAL ANNUAL AND/OR ANNUAL OPERATING EXPENSE OPERATING UNDERLYING FUND: EXPENSES REIMBURSEMENT EXPENSES - ------------------- ------------------------------------------------------- Hartford U.S. 0.470% N/A 0.470% Government Securities HLS Fund --Class IA
* The 12b-1 fees deducted from these classes cover certain distribution, shareholder support and administrative services provided by intermediaries (the insurance company, broker dealer or other service provider). Under the section entitled, "The Funds," in your prospectus, the following information is added to the table: Hartford U.S. Government Securities HLS Maximize total return with a high level of HL Investment Advisors, LLC Fund -- Class IA current income consistent with prudent Sub-advised by Hartford Investment investment risk Management Company
THIS SUPPLEMENT SHOULD BE RETAINED WITH THE PROSPECTUS FOR FUTURE REFERENCE. HV-6681 PART C OTHER INFORMATION ITEM 26. EXHIBITS (a) Resolution of the Board of Directors of Hartford Life Insurance Company ("Hartford") authorizing the establishment of the Separate Account.(1) (b) Not Applicable. (c) Principal Underwriting Agreement.(2) (d) Form of Flexible Premium Variable Life Insurance Policy.(2) (e) Form of Application for Flexible Premium Variable Life Insurance Policies.(1) (f) Certificate of Incorporation of Hartford(3) and Bylaws of Hartford.(4) (g) Contracts of Reinsurance.(5) (h) Form of Participation Agreement.(6) (i) Not Applicable. (j) Not Applicable. (k) Opinion and consent of Jerry K. Scheinfeldt, Assistant Vice President and Assistant General Counsel. (l) Not Applicable. (m) Not Applicable. (n) Consent of Deloitte & Touche LLP. (o) No financial statement will be omitted. (p) Not Applicable. (q) Memorandum describing transfer and redemption procedures.(7) (r) Copy of Power of Attorney. - ------------ (1) Incorporated by reference to Post-Effective Amendment No. 3 to the Registration Statement on Form S-6, File No. 33-53692, filed with the Securities and Exchange Commission on April 20, 1995. (2) Incorporated by reference to the Initial Submission to the Registration Statement on Form S-6, File No. 333-07465, filed with the Securities and Exchange Commission on July 2, 1996. (3) Incorporated by reference to Post-Effective Amendment No. 6 to the Registration Statement File No. 333-66343, filed on February 8, 2001. (4) Incorporated by reference to Post-Effective Amendment No. 12 to the N-4, File No. 333-69485, filed with the Securities and Exchange Commission on April 9, 2001. (5) Incorporated by reference to the Post-Effective Amendment No. 4 to the Registration Statement on Form S-6, File No. 333-07465, filed with the Securities and Exchange Commission on April 12, 1999. (6) Incorporated by reference to the Post-Effective Amendment No. 18 to the Registration Statement on Form N-6, File No. 333-50280, filed with the Securities and Exchange Commission on April 9, 2007. (7) Incorporated by reference to Post-Effective Amendment No. 19 to the Registration Statement on Form N-6, File No. 333-50280, on April 9, 2008. ITEM 27. OFFICERS AND DIRECTORS.
NAME POSITION WITH HARTFORD - ------------------------------------------------------------------------------------------------------------------ Daniel A. Andriola Vice President Ricardo Anzaldua Senior Vice President, Assistant Secretary Robert Arena Senior Vice President Gregory J. Brennan Senior Vice President Lynn R. Banziruk Assistant Vice President Richard E. Cady Assistant Vice President David A. Carlson Director of Taxes, Senior Vice President Henry Collie Assistant Actuary Richard G. Costello Vice President, Secretary Rochelle S. Cummings Vice President James Davey Senior Vice President Peter Delehanty Senior Vice President Joseph G. Eck Vice President Jason S. Frain Actuary, Assistant Vice President Jennifer J. Geisler Senior Vice President John N. Giamalis Senior Vice President, Treasurer Christopher M. Grinnell Assistant Vice President Christopher J. Hanlon Senior Vice President Susan M. Hess Vice President Jeannie M. Iannello Vice President Anne Iezzi Chief Compliance Officer, Vice President Edward Jaworski Assistant Vice President Thomas D. Jones Vice President Stephen T. Joyce Senior Vice President, Director* Thomas P. Kalmbach Vice President and Actuary Paula A. Knake Assistant Vice President Diane Krajewski Assistant Vice President Alan J. Kreczko Executive Vice President, General Counsel Lori A. LaForge Assistant Vice President Glenn D. Lammey Chief Financial Officer, Executive Vice President, Director* Dawn M. LeBlanc Assistant Vice President Alice Longworth Assistant Vice President Debra L. Ludovissie Assistant Vice President Kenneth A. McCullum Senior Vice President, Actuary Ernest M. McNeill, Jr. Senior Vice President, Chief Accounting Officer Jonathan L. Mercier Assistant Vice President Peter J. Michalik Vice President John J. Mittelstadt Vice President Brian Murphy Executive Vice President Jamie Ohl Vice President Lyndon E. Oliver Senior Vice President John J. Pacheco, Jr. Assistant Vice President Colleen B. Pernerewski Chief Compliance Officer of Separate Accounts Craig R. Raymond Senior Vice President Robert W. Reiff Senior Vice President Sharon Roberts Vice President Stephen A. Roche Vice President Michael J. Roscoe Vice President, Actuary Richard Rubin Assistant Vice President Scott R. Sanderson Vice President Jerry K. Scheinfeldt Assistant Vice President Wade A. Seward Vice President
NAME POSITION WITH HARTFORD - ------------------------------------------------------------------------------------------------------------------ D. Keith Sloane Senior Vice President Martin A. Swanson Vice President Charles D. Tatro Actuary, Vice President James E. Trimble Senior Vice President, Chief Actuary Charles N. Vest Vice President, Actuary Andrew J. Waggoner Vice President Jean H. Walker Vice President John C. Walters Chief Executive Officer, President, Chairman of the Board, Director* Richard J. Wirth Assistant Vice President Lizabeth H. Zlatkus Director* David M. Znamierowski Executive Vice President, Chief Investment Officer, Director*
Unless otherwise indicated, the principal business address of each of the above individuals is Hartford Plaza, Hartford, CT 06115. * Denotes Board of Directors of Hartford. ITEM 28. PERSONS CONTROLLED BY OR UNDER COMMON CONTROL WITH THE DEPOSITOR OR REGISTRANT Incorporated by reference to Post-Effective Amendment No. 19 to the Registration Statement, File No. 333-50280, filed on April 9, 2008. ITEM 29. INDEMNIFICATION Section 33-776 of the Connecticut General Statutes states that: "a corporation may provide indemnification of, or advance expenses to, a director, officer, employee or agent only as permitted by sections 33-770 to 33-779, inclusive." ARTICLE VIII, Section 1(a) of the By-laws of the Depositor (as amended and restated effective July 25, 2000) provides that the Corporation, to the fullest extent permitted by applicable law as then in effect, shall indemnify any person who was or is a director or officer of the Corporation and who was or is threatened to be made a defendant or respondent in any threatened, pending or completed action, suit or proceeding, whether civil, criminal, administrative, arbitrative or investigative and whether formal or informal (including, without limitation, any action, suit or proceeding by or in the right of the Corporation to procure a judgment in its favor) (each, a Proceeding"), by reason of the fact that such a person was or is a director or officer of the Corporation or, while a director or officer of the Corporation, is or was serving at the request of the Corporation as a director, officer, partner, trustee, employee or agent of another domestic or foreign corporation, partnership, joint venture, trust, employee benefit plan or other entity (a "Covered Entity"), against all expenses (including attorneys' fees), judgments, fines and amounts paid in settlement and actually and reasonably incurred by such person in connection with such Proceeding. Any such former or present director or officer of the Corporation finally determined to be entitled to indemnification as provided in this Article VIII is hereinafter called an "Indemnitee". Until such final determination is made such former or present director or officer shall be a "Potential Indemnitee" for purposes of this Article VIII. Notwithstanding the foregoing provisions of this Section 1(a), the Corporation shall not indemnify an Indemnitee with respect to any Proceeding commenced by such Indemnitee unless the commencement of such Proceeding by such Indemnitee has been approved by a majority vote of the Disinterested Directors (as defined in Section 5(d)); provided however, that such approval of a majority of the Disinterested Directors shall not be required with respect to any Proceeding commenced by such Indemnitee after a Change in Control (as defined in Section 5(d)) has occurred. Insofar as indemnification for liability arising under the Securities Act of 1933 (the "Act") may be permitted to directors, officers and controlling persons of the Registrant pursuant to the foregoing provisions, or otherwise, the registrant has been advised that in the opinion of the Securities and Exchange Commission such indemnification is against public policy as expressed in the Act and is, therefore, unenforceable. In the event that a claim for indemnification against such liabilities (other than the payment by the registrant of expenses incurred or paid by a director, officer or controlling person of the registrant in the successful defense of any action, suit or proceeding) is asserted by such director, officer or controlling person in connection with the securities being registered, the registrant will, unless in the opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether such indemnification by it is against public policy as expressed in the Act and will be governed by the final adjudication of such issue. ITEM 30. PRINCIPAL UNDERWRITERS (a) HESCO acts as principal underwriter for the following investment companies: Hartford Life Insurance Company - Separate Account VL I Hartford Life Insurance Company - Separate Account VL II Hartford Life Insurance Company - ICMG Secular Trust Separate Account Hartford Life Insurance Company - ICMG Registered Variable Life Separate Account A Hartford Life and Annuity Insurance Company - Separate Account VL I Hartford Life and Annuity Insurance Company - Separate Account VL II Hartford Life and Annuity Insurance Company - ICMG Registered Variable Life Separate Account One (b) Directors and Officers of HESCO
POSITIONS AND OFFICES NAME WITH UNDERWRITER - ------------------------------------------------------------------------------------------------------- Diana Benken Chief Financial Officer, Controller/FINOP Brian Murphy Chief Executive Officer, President/ILD Business Line Principal, Director William D. Wilcox AML Compliance Officer, Chief Legal Officer Neil S. Chaffee Vice President/HLPP James Davey Senior Vice President/RPG Business Line Principal, Director John C. Walters Director
Unless otherwise indicated, the principal business address of each of the above individuals is Hartford Plaza, Hartford, CT 06115. ITEM 31. LOCATION OF ACCOUNTS AND RECORDS All of the accounts, books, records or other documents required to be kept by Section 31(a) of the Investment Company Act of 1940 and rules thereunder, are maintained by Hartford at 200 Hopmeadow Street, Simsbury, Connecticut 06089. ITEM 32. MANAGEMENT SERVICES All management contracts are discussed in Part A and Part B of this Registration Statement. ITEM 33. REPRESENTATION OF REASONABLENESS OF FEES Hartford hereby represents that the aggregate fees and charges under the Policy are reasonable in relation to the services rendered, the expenses expected to be incurred, and the risks assumed by Hartford. SIGNATURES Pursuant to the requirements of the Securities Act of 1933 and the Investment Company Act of 1940, the Registrant certifies that it meets all the requirements for effectiveness of this Registration Statement pursuant to Rule 485(b) under the Securities Act of 1933 and has duly caused this Registration Statement to be signed on its behalf, in the Town of Simsbury, and State of Connecticut on this 16th day of May, 2008. HARTFORD LIFE INSURANCE COMPANY SEPARATE ACCOUNT VL I (Registrant) By: John C. Walters* *By: /s/ Jerry K. Scheinfeldt ----------------------------------- ----------------------------------- John C. Walters, Jerry K. Scheinfeldt President, Chief Executive Officer, Attorney-in-Fact Chairman of the Board, Director*
HARTFORD LIFE INSURANCE COMPANY (Depositor) By: John C. Walters* ----------------------------------- John C. Walters, President, Chief Executive Officer, Chairman of the Board, Director*
Pursuant to the requirements of the Securities Act of 1933, this Registration Statement has been signed by the following persons and in the capacities and on the dates indicated. David A. Carlson, Senior Vice President, Director of Taxes* Stephen T. Joyce, Senior Vice President, Director* Glenn D. Lammey, Executive Vice President and Chief Financial Officer, Director* Ernest M. McNeill, Jr., Senior Vice President & Chief Accounting Officer* *By: /s/ Jerry K. Scheinfeldt ----------------------------------- John C. Walters, Chief Executive Officer, Chairman Jerry K. Scheinfeldt of the Board, and President, Director* Attorney-in-Fact Lizabeth H. Zlatkus, Director* Date: May 16, 2008 David M. Znamierowski, Executive Vice President & Chief Investment Officer, Director*
333-07465 EXHIBIT INDEX 1.1 Opinion and Consent of Jerry K. Scheinfeldt, Assistant Vice President and Assistant General Counsel. 1.2 Consent of Deloitte & Touche LLP. 1.3 Copy of Power of Attorney.
EX-99.1.1 2 a08-14022_6ex99d1d1.txt EX-99.1.1 [LOGO] THE HARTFORD May 16, 2008 Board of Directors Hartford Life Insurance Company 200 Hopmeadow Street Simsbury, CT 06089 RE: SEPARATE ACCOUNT VL I HARTFORD LIFE INSURANCE COMPANY FILE NO. 333-07465 Dear Sir/Madam: I have acted as Counsel to Hartford Life Insurance Company (the "Company"), a Connecticut insurance company, and Hartford Life Insurance Company Separate Account VL I (the "Account") in connection with the registration of an indefinite amount of securities in the form of flexible premium variable life insurance policies (the "Policies") with the Securities and Exchange Commission under the Securities Act of 1933, as amended. I have examined such documents (including the Form N-6 Registration Statement) and reviewed such questions of law as I considered necessary and appropriate, and on the basis of such examination and review, it is my opinion that: 1. The Company is a corporation duly organized and validly existing as a stock life insurance company under the laws of the State of Connecticut and is duly authorized by the Insurance Department of the State of Connecticut to issue the Policies. 2. The Account is a duly authorized and validly existing separate account established pursuant to the provisions of Section 38a-433 of the Connecticut Statutes. 3. To the extent so provided under the Policies, that portion of the assets of the Account equal to the reserves and other contract liabilities with respect to the Account will not be chargeable with liabilities arising out of any other business that the Company may conduct. 4. The Policies, when issued as contemplated by the Form N-6 Registration Statement, will constitute legal, validly issued and binding obligations of the Company. I hereby consent to the filing of this opinion as an exhibit to the Form N-6 Registration Statement for the Policies and the Account. Sincerely, /s/ Jerry K. Scheinfeldt - ----------------------------------------------- Jerry K. Scheinfeldt Assistant Vice President and Assistant General Counsel EX-99.1.2 3 a08-14022_6ex99d1d2.txt EX-99.1.2 CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM We consent to the incorporation by reference in this Post-Effective Amendment No. 24 to Registration Statement No. 333-07465 of Hartford Life Insurance Company Separate Account VL I, on Form N-6, of our report dated February 20, 2008, relating to Hartford Life Insurance Company as of December 31, 2007 and 2006, and for each of the three years in the period ended December 31, 2007, and of our report dated February 20, 2008, relating to the statements of assets and liabilities of Hartford Life Insurance Company Separate Account VL I as of December 31, 2007, and the related statements of operations and changes in net assets for the respective stated periods then ended, both appearing in the Statement of Additional Information, which is incorporated by reference in such Registration Statement, and to the reference to us under the heading "Experts" in such Statement of Additional Information. /s/ Deloitte & Touche LLP Hartford, Connecticut May 14, 2008 EX-99.1.3 4 a08-14022_6ex99d1d3.txt EX-99.1.3 HARTFORD LIFE INSURANCE COMPANY POWER OF ATTORNEY ------------ Stephen T. Joyce Glenn D. Lammey John C. Walters Lizabeth H. Zlatkus David M. Znamierowski do hereby jointly and severally authorize Richard J. Wirth, Sarah M. Patterson, Christopher M. Grinnell, Shane E. Daly, Jerry K. Scheinfeldt and/or Lisa Proch, individually, to sign as their agent any and all pre-effective amendments and post-effective amendments filed on Form N-6 for the File Numbers listed on Appendix A attached hereto, with respect to Hartford Life Insurance Company and do hereby jointly and severally ratify such signatures heretofore made by such persons. IN WITNESS WHEREOF, the undersigned have executed this Power of Attorney for the purpose herein set forth. By: /s/ Stephen T. Joyce Dated as of February 15, 2008 ---------------------------------------------------- Stephen T. Joyce By: /s/ Glenn D. Lammey Dated as of February 15, 2008 ---------------------------------------------------- Glenn D. Lammey By: /s/ John C. Walters Dated as of February 15, 2008 ---------------------------------------------------- John C. Walters By: /s/ Lizabeth H. Zlatkus Dated as of February 15, 2008 ---------------------------------------------------- Lizabeth H. Zlatkus By: /s/ David M. Znamierowski Dated as of February 15, 2008 ---------------------------------------------------- David M. Znamierowski
APPENDIX A Hartford Life Insurance Company Power of Attorney Dated as of February 15, 2008 Filed on Form N-6 File Numbers: 333-148814 333-148817 333-131135 333-50280 333-94617 333-88261 33-89990 33-53692 333-07465 333-109529 333-109530 333-110550 333-127379 -----END PRIVACY-ENHANCED MESSAGE-----