The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SCHWAB U.S. LARGE-CAP ETF ETF 808524201 51,011 832,834 SH   SOLE 0 832,833 0 0
INNOVATOR S&P 500 ULTRA BUFFER ETF - OCTOBER ETF 45782C821 18,874 820,592 SH   SOLE 0 820,592 0 0
SCHWAB U.S. MID-CAP ETF ETF 808524508 32,655 774,540 SH   SOLE 0 774,540 0 0
WISDOMTREE U.S. QUALITY DIVIDEND GROWTH FUND ETF 97717X669 25,515 655,744 SH   SOLE 0 655,744 0 0
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805 9,728 376,465 SH   SOLE 0 376,464 0 0
INNOVATOR S&P 500 BUFFER ETF - FEBRUARY ETF 45782C433 1,461 69,905 SH   SOLE 0 69,905 0 0
INNOVATOR S&P 500 ULTRA BUFFER ETF - JANUARY ETF 45782C300 1,426 55,523 SH   SOLE 0 55,523 0 0
INVESCO S&P MIDCAP LOW VOLATILITY ETF ETF 46138E198 1,232 30,930 SH   SOLE 0 30,929 0 0
AT&T INC COM COM 00206R102 874 29,981 SH   SOLE 0 29,980 0 0
SCHWAB U.S. SMALL-CAP ETF ETF 808524607 1,366 26,512 SH   SOLE 0 26,511 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 839 25,170 SH   SOLE 0 25,170 0 0
INNOVATOR MSCI EAFE POWER BUFFER ETF - JULY ETF 45782C722 452 21,605 SH   SOLE 0 21,604 0 0
ISHARES EDGE MSCI USA QUALITY FACTOR ETF ETF 46432F339 1,021 12,599 SH   SOLE 0 12,598 0 0
ISHARES EDGE MSCI MIN VOL USA ETF ETF 46429B697 608 11,259 SH   SOLE 0 11,259 0 0