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Consolidated Statements of Cash Flows - KRW (₩)
₩ in Millions
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Cash flows from operating activities      
Cash generated from operations ₩ 5,299,428 ₩ 5,349,248 ₩ 5,747,195
Interest paid (402,713) (394,162) (361,741)
Interest received 360,730 385,672 360,614
Dividends received 81,053 75,613 60,987
Income tax paid (396,765) (350,575) (303,766)
Net cash inflow from operating activities 4,941,733 5,065,796 5,503,289
Cash flows from investing activities      
Collection of loans 33,406 34,510 53,885
Loans granted (52,837) (30,099) (37,771)
Disposal of financial assets at fair value through profit or loss 96,309 122,497 90,487
Disposal of financial assets at amortized cost 894,655 1,633,074 1,543,663
Disposal of financial assets at fair value through other comprehensive income 3,343 37,134 306
Disposal of investments in associates and joint ventures 13,480 21,981 6,890
Acquisition of investments in associates and joint ventures (21,209) (49,399) (106,389)
Disposal of property and equipment, and investment properties 57,893 103,295 100,348
Acquisition of property and equipment, and investment properties (3,596,545) (2,909,481) (3,692,972)
Acquisition of financial assets at fair value through profit or loss (66,948) (172,476) (220,989)
Acquisition of financial assets at amortized cost (1,523,495) (1,187,651) (1,875,525)
Acquisition of financial assets at fair value through other comprehensive income (100,145) (400) (10,267)
Disposal of intangible assets 5,924 6,955 7,078
Disposal of right-of-use assets 736 186 529
Settlement of derivative assets and liabilities 4,256 0 4,888
Acquisition of intangible assets (444,214) (438,653) (478,685)
Acquisition of right-of-use assets (203) (16,447) (1,065)
Acquisition of businesses (3) (10,310) (51,561)
Disposal of businesses 177,286 9,847 46,642
Net cash outflow from investing activities (4,518,311) (2,845,437) (4,620,508)
Cash flows from financing activities      
Proceeds from borrowings and debentures 5,749,966 4,597,704 5,381,231
Repayments of borrowings and debentures (5,323,810) (4,732,931) (5,275,113)
Settlement of derivative assets and liabilities, net 136,490 81,443 48,183
Cash inflow from issuance of shares to NCI 19,220 812 632,776
Cash outflow from issuance of shares to NCI (3,766) (32,124) (7,988)
Cash inflow from other financing activities 36,994 10,442 2,082
Dividends paid to shareholders (577,806) (872,350) (526,826)
Acquisition of treasury stock (250,000) (27,100) (300,086)
Cash outflow from other financing activities (749) (922) 0
Cash outflow under derivatives contracts (6,036) (855) 0
Repayment of leases liabilities (411,959) (414,172) (407,051)
Net cash outflow from financing activities (631,456) (1,390,053) (452,792)
Effect of exchange rate change on cash and cash equivalents (1,675) 6,820 503
Net increase (decrease) in cash and cash equivalents (209,709) 837,126 430,492
Cash and cash equivalents at beginning of year 3,716,680 2,879,554 2,449,062
Cash and cash equivalents at end of the year ₩ 3,506,971 ₩ 3,716,680 ₩ 2,879,554