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Consolidated Balance Sheets - EUR (€)
€ in Millions
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2015
ASSETS      
CASH, CASH BALANCES AT CENTRAL BANKS AND OTHER DEPOSITS ON DEMAND € 110,995 € 76,454 € 77,751
FINANCIAL ASSETS HELD FOR TRADING 125,458 148,187 146,346
FINANCIAL ASSETS DESIGNATED AT FAIR VALUE THROUGH PROFIT OR LOSS: 34,782 31,609 45,043
FINANCIAL ASSETS AVAILABLE-FOR-SALE: 133,271 116,774 122,036
LOANS AND RECEIVABLES 903,013 840,004 836,156
INVESTMENTS HELD-TO-MATURITY 13,491 14,468 4,355
HEDGING DERIVATIVES, ASSETS 8,537 10,377 7,727
CHANGES IN THE FAIR VALUE OF HEDGED ITEMS IN PORTFOLIO HEDGES OF INTEREST RATE RISK, ASSETS 1,287 1,481 1,379
INVESTMENTS 6,184 4,836 3,251
Joint ventures entities 1,987 1,594 1,592
Associated companies 4,197 3,242 1,659
REINSURANCE ASSETS 341 331 331
TANGIBLE ASSETS 22,974 23,286 25,320
Property, plant and equipment: 20,650 20,770 19,335
Investment property: 2,324 2,516 5,985
INTANGIBLE ASSETS 28,683 29,421 29,430
Goodwill 25,769 26,724 26,960
Other intangible assets 2,914 2,697 2,470
TAX ASSETS 30,243 27,678 27,814
Current tax assets 7,033 6,414 5,769
Deferred tax assets 23,210 21,264 22,045
OTHER ASSETS 9,766 8,447 7,675
Insurance contracts linked to pensions 239 269 299
Inventories 1,964 1,116 1,013
Other 7,563 7,062 6,363
NON-CURRENT ASSETS HELD FOR SALE 15,280 5,772 5,646
TOTAL ASSETS 1,444,305 1,339,125 1,340,260
LIABILITIES AND EQUITY      
FINANCIAL LIABILITIES HELD FOR TRADING 107,624 108,765 105,218
FINANCIAL LIABILITIES DESIGNATED AT FAIR VALUE THROUGH PROFIT OR LOSS 59,616 40,263 54,768
FINANCIAL LIABILITIES AT AMORTIZED COST 1,126,069 1,044,240 1,039,343
HEDGING DERIVATIVES, LIABILITIES 8,044 8,156 8,937
CHANGES IN THE FAIR VALUE OF HEDGED ITEMS IN PORTFOLIO HEDGES OF INTEREST RATE RISK, LIABILITIES 330 448 174
LIABILITIES UNDER INSURANCE CONTRACTS 1,117 652 627
PROVISIONS 14,489 14,459 14,494
TAX LIABILITIES 7,592 8,373 7,725
Current tax liabilities 2,755 2,679 2,160
Deferred tax liabilities 4,837 5,694 5,565
OTHER LIABILITIES 12,591 11,070 10,221
TOTAL LIABILITIES 1,337,472 1,236,426 1,241,507
SHAREHOLDERS' EQUITY 116,265 105,977 102,402
CAPITAL 8,068 7,291 7,217
SHARE PREMIUM 51,053 44,912 45,001
EQUITY INSTRUMENTS ISSUED OTHER THAN CAPITAL 525    
OTHER EQUITY 216 240 214
ACCUMULATED RETAINED EARNINGS 53,437 49,953 46,429
OTHER RESERVES (1,602) (949) (669)
Reserves or accumulated losses in joint ventures investments 724 466 291
Other reserve components (2,326) (1,415) (960)
(-) OWN SHARES (22) (7) (210)
PROFIT ATTRIBUTABLE TO SHAREHOLDERS OF THE PARENT 6,619 6,204 5,966
(-) DIVIDENDS (2,029) (1,667) (1,546)
OTHER COMPREHENSIVE INCOME (21,776) (15,039) (14,362)
ITEMS NOT RECLASSIFIED TO PROFIT OR LOSS: (4,034) (3,933) (3,166)
Actuarial gains or ( ) losses on defined benefit pension plans (4,033) (3,931) (3,165)
Other recognized income and expense of investments in subsidiaries, joint ventures and associates, not reclassified (1) (2) (1)
ITEMS THAT MAY BE RECLASSIFIED TO PROFIT OR LOSS: (17,742) (11,106) (11,196)
Hedge of net investments in foreign operations (Effective portion) (4,311) (4,925) (3,597)
Exchange differences (15,430) (8,070) (8,383)
Hedging derivatives. Cash flow hedges (Effective portion) 152 469 171
Financial assets available-for-sale 2,068 1,571 844
Other recognized income and expense of investments in subsidiaries, joint ventures and associates, may be reclassified (221) (151) (231)
NON-CONTROLLING INTEREST 12,344 11,761 10,713
Other comprehensive income (1,436) (853) (1,227)
Other items 13,780 12,614 11,940
TOTAL EQUITY 106,833 102,699 98,753
TOTAL LIABILITIES AND EQUITY 1,444,305 1,339,125 1,340,260
Provision for pensions and other employment defined benefit obligations      
LIABILITIES AND EQUITY      
PROVISIONS 6,345 6,576 6,356
Provision for other long term employee benefits      
LIABILITIES AND EQUITY      
PROVISIONS 1,686 1,712 1,916
Provision for taxes and other legal contingencies      
LIABILITIES AND EQUITY      
PROVISIONS 3,181 2,994 2,577
Provision for commitments and guarantees given      
LIABILITIES AND EQUITY      
PROVISIONS 617 459 618
Other provisions member      
LIABILITIES AND EQUITY      
PROVISIONS 2,660 2,718 3,027
For own use      
ASSETS      
Property, plant and equipment: 8,279 7,860 7,949
Leased out under an operating lease      
ASSETS      
Property, plant and equipment: 12,371 12,910 11,386
Investment property: 1,332 1,567 4,777
Derivatives      
LIABILITIES AND EQUITY      
FINANCIAL LIABILITIES HELD FOR TRADING 57,892 74,369 76,414
Short positions      
LIABILITIES AND EQUITY      
FINANCIAL LIABILITIES HELD FOR TRADING 20,979 23,005 17,362
Deposits      
LIABILITIES AND EQUITY      
FINANCIAL LIABILITIES HELD FOR TRADING 28,753 11,391 11,442
FINANCIAL LIABILITIES DESIGNATED AT FAIR VALUE THROUGH PROFIT OR LOSS 55,971 37,472 51,394
FINANCIAL LIABILITIES AT AMORTIZED COST 883,320 791,646 795,679
Deposits - Central banks      
LIABILITIES AND EQUITY      
FINANCIAL LIABILITIES HELD FOR TRADING 282 1,351 2,178
FINANCIAL LIABILITIES DESIGNATED AT FAIR VALUE THROUGH PROFIT OR LOSS 8,860 9,112 16,486
FINANCIAL LIABILITIES AT AMORTIZED COST 71,414 44,112 38,872
Deposits - Credit institutions      
LIABILITIES AND EQUITY      
FINANCIAL LIABILITIES HELD FOR TRADING 292 44 77
FINANCIAL LIABILITIES DESIGNATED AT FAIR VALUE THROUGH PROFIT OR LOSS 18,166 5,015 8,551
FINANCIAL LIABILITIES AT AMORTIZED COST 91,300 89,764 109,209
Deposits - Customers      
LIABILITIES AND EQUITY      
FINANCIAL LIABILITIES HELD FOR TRADING 28,179 9,996 9,187
FINANCIAL LIABILITIES DESIGNATED AT FAIR VALUE THROUGH PROFIT OR LOSS 28,945 23,345 26,357
FINANCIAL LIABILITIES AT AMORTIZED COST 720,606 657,770 647,598
Marketable debt securities      
LIABILITIES AND EQUITY      
FINANCIAL LIABILITIES DESIGNATED AT FAIR VALUE THROUGH PROFIT OR LOSS 3,056 2,791 3,373
FINANCIAL LIABILITIES AT AMORTIZED COST 214,910 226,078 222,787
Other financial liabilities      
LIABILITIES AND EQUITY      
FINANCIAL LIABILITIES DESIGNATED AT FAIR VALUE THROUGH PROFIT OR LOSS 589   1
FINANCIAL LIABILITIES AT AMORTIZED COST 27,839 26,516 20,877
Derivatives      
ASSETS      
FINANCIAL ASSETS HELD FOR TRADING 57,243 72,043 76,724
Equity instruments      
ASSETS      
FINANCIAL ASSETS HELD FOR TRADING 21,353 14,497 18,225
FINANCIAL ASSETS DESIGNATED AT FAIR VALUE THROUGH PROFIT OR LOSS: 933 546 630
FINANCIAL ASSETS AVAILABLE-FOR-SALE: 4,790 5,487 4,849
LIABILITIES AND EQUITY      
Financial assets available-for-sale 914 1,148 746
Debt instruments      
ASSETS      
FINANCIAL ASSETS HELD FOR TRADING 36,351 48,922 43,964
FINANCIAL ASSETS DESIGNATED AT FAIR VALUE THROUGH PROFIT OR LOSS: 3,485 3,398 3,717
FINANCIAL ASSETS AVAILABLE-FOR-SALE: 128,481 111,287 117,187
LOANS AND RECEIVABLES 17,543 13,237 10,907
INVESTMENTS HELD-TO-MATURITY 13,491 14,468 4,355
LIABILITIES AND EQUITY      
Financial assets available-for-sale 1,154 423 98
Loans and advances      
ASSETS      
FINANCIAL ASSETS HELD FOR TRADING 10,511 12,725 7,433
FINANCIAL ASSETS DESIGNATED AT FAIR VALUE THROUGH PROFIT OR LOSS: 30,364 27,665 40,696
LOANS AND RECEIVABLES 885,470 826,767 825,249
Loans and advances - Central banks      
ASSETS      
LOANS AND RECEIVABLES 26,278 27,973 17,337
Loans and advances - Credit institutions      
ASSETS      
FINANCIAL ASSETS HELD FOR TRADING 1,696 3,221 1,352
FINANCIAL ASSETS DESIGNATED AT FAIR VALUE THROUGH PROFIT OR LOSS: 9,889 10,069 26,403
LOANS AND RECEIVABLES 39,567 35,424 37,438
Loans and advances - Customers      
ASSETS      
FINANCIAL ASSETS HELD FOR TRADING 8,815 9,504 6,081
FINANCIAL ASSETS DESIGNATED AT FAIR VALUE THROUGH PROFIT OR LOSS: 20,475 17,596 14,293
LOANS AND RECEIVABLES € 819,625 € 763,370 € 770,474