<?xml version="1.0" encoding="UTF-8"?><edgarSubmission xmlns="http://www.sec.gov/edgar/ownership" xmlns:com="http://www.sec.gov/edgar/common">
  <!-- Generated by Workiva -->
  <headerData>
    <submissionType>144</submissionType>
    <filerInfo>
      <filer>
        <filerCredentials>
          <cik>0001430423</cik>
          <ccc>XXXXXXXX</ccc>
        </filerCredentials>
      </filer>
      <liveTestFlag>LIVE</liveTestFlag>



    </filerInfo>
  </headerData>
  <formData>
    <issuerInfo>
      <issuerCik>0000891166</issuerCik>
      <issuerName>UNIVERSAL INSURANCE HOLDINGS</issuerName>
      <secFileNumber>001-33251</secFileNumber>
      <issuerAddress>
        <com:street1>1110 W. COMMERCIAL BLVD.</com:street1>
        <com:street2>SUITE 100</com:street2>
        <com:city>FORT LAUDERDALE</com:city>
        <com:stateOrCountry>FL</com:stateOrCountry>
        <com:zipCode>33309</com:zipCode>
      </issuerAddress>
      <issuerContactPhone>954-958-1200</issuerContactPhone>
      <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>RICHARD D. PETERSON</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
      <relationshipsToIssuer>
        <relationshipToIssuer>Director</relationshipToIssuer>
      </relationshipsToIssuer>
    </issuerInfo>
    <securitiesInformation>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <brokerOrMarketmakerDetails>
        <name>J.P. Morgan Securities LLC</name>
        <address>
          <com:street1>270 Park Avenue</com:street1>
          <com:street2>10th Floor</com:street2>
          <com:city>New York</com:city>
          <com:stateOrCountry>NY</com:stateOrCountry>
          <com:zipCode>10017</com:zipCode>
        </address>
      </brokerOrMarketmakerDetails>
      <noOfUnitsSold>2000</noOfUnitsSold>
      <aggregateMarketValue>67340</aggregateMarketValue>
      <noOfUnitsOutstanding>28008189</noOfUnitsOutstanding>
      <approxSaleDate>03/30/2026</approxSaleDate>
      <securitiesExchangeName>NYSE</securitiesExchangeName>
    </securitiesInformation>
    <securitiesToBeSold>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <acquiredDate>06/10/2022</acquiredDate>
      <natureOfAcquisitionTransaction>Restricted Stock Award</natureOfAcquisitionTransaction>
      <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
      <isGiftTransaction>N</isGiftTransaction>
      <amountOfSecuritiesAcquired>2000</amountOfSecuritiesAcquired>
      <paymentDate>06/10/2022</paymentDate>
      <natureOfPayment>N/A</natureOfPayment>
    </securitiesToBeSold>
    <nothingToReportFlagOnSecuritiesSoldInPast3Months>N</nothingToReportFlagOnSecuritiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>Richard D. Peterson</name>
        <address>
          <com:street1>C/o Issuer</com:street1>
          <com:street2>1110 W. COMMERCIAL BLVD. Suite 100</com:street2>
          <com:city>Fort Lauderdale</com:city>
          <com:stateOrCountry>FL</com:stateOrCountry>
          <com:zipCode>33309</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <saleDate>12/30/2025</saleDate>
      <amountOfSecuritiesSold>1855</amountOfSecuritiesSold>
      <grossProceeds>62253</grossProceeds>
    </securitiesSoldInPast3Months>
    <remarks>The shares filed today will be sold by the RDP Revocable Trust, Richard D Peterson  as Trustee.</remarks>
    <noticeSignature>
      <noticeDate>03/30/2026</noticeDate>
      <signature>/s/ J.P. Morgan Securities LLC as agent and attorney-in-fact for  Richard D Peterson.</signature>
    </noticeSignature>
  </formData>
</edgarSubmission>
