SCHEDULE 13G 0000814375 XXXXXXXX LIVE Common 12/31/2025 0000891166 UNIVERSAL INSURANCE HOLDINGS, INC. 91359V107 1110 W. COMMERCIAL BLVD. SUITE 100 FORT LAUDERDALE FL 33309 Rule 13d-1(b) DONALD SMITH & CO., INC. b DE 1075252.00 0.00 1138692.00 0.00 1149374.00 4.1 IA DSCO Value Fund, L.P. b DE 10682.00 0.00 10682.00 0.00 1149374.00 4.1 PN UNIVERSAL INSURANCE HOLDINGS, INC. 1110 W. COMMERCIAL BLVD., SUITE 100, FORT LAUDERDALE, FLORIDA, 33309 Donald Smith & Co., Inc. 152 West 57th Street, 29th Floor New York, NY 10019 A Delaware Corporation N IA 1,149,374 4.10% SOLE POWER TO VOTE: Donald Smith & Co., Inc. 1,075,252 DSCO Value Fund, L.P. 10,682 SEE ITEM 6 SOLE POWER TO DISPOSE: Donald Smith & Co., Inc. 1,138,692 DSCO Value Fund, L.P. 10,682 SEE ITEM 6 N Y Y Y N FILED PURSUANT TO RULE 13d-1(b) or 13d-2(b) RULE 13d-1(f)(1) EXHIBIT A: Donald Smith & Co., Inc. IA DSCO Value Fund, L.P. PN Y N By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under § 240.14a-11. DONALD SMITH & CO., INC. Richard L. Greenberg 02/11/2026 DSCO Value Fund, L.P. Richard L. Greenberg 02/11/2026