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Regulatory Capital
12 Months Ended
Dec. 31, 2012
Banking and Thrift [Abstract]  
Regulatory Capital
Regulatory Capital:

The following table sets forth the respective regulatory capital positions for Sterling and Sterling Bank:
 
 
Actual
 
Adequately
Capitalized
 
Well-Capitalized
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
 
(in thousands)
As of December 31, 2012
 
 
 
 
 
 
 
 
 
 
 
Tier 1 leverage ratio
 
 
 
 
 
 
 
 
 
 
 
Sterling
$
1,115,834

 
12.1
%
 
$
367,909

 
4.0
%
 
$
459,886

 
5.0
%
Sterling Bank
1,100,443

 
12.0
%
 
368,053

 
4.0
%
 
460,066

 
5.0
%
Tier 1 risk-based capital ratio
 
 
 
 
 
 
 
 
 
 
 
Sterling
1,115,834

 
17.5
%
 
255,750

 
4.0
%
 
383,625

 
6.0
%
Sterling Bank
1,100,443

 
17.2
%
 
255,875

 
4.0
%
 
383,812

 
6.0
%
Total risk-based capital ratio
 
 
 
 
 
 
 
 
 
 
 
Sterling
1,196,773

 
18.7
%
 
511,499

 
8.0
%
 
639,374

 
10.0
%
Sterling Bank
1,181,421

 
18.5
%
 
511,749

 
8.0
%
 
639,687

 
10.0
%
As of December 31, 2011
 
 
 
 
 
 
 
 
 
 
 
Tier 1 leverage ratio
 
 
 
 
 
 
 
 
 
 
 
Sterling
1,045,761

 
11.4
%
 
366,048

 
4.0
%
 
457,560

 
5.0
%
Sterling Bank
1,019,016

 
11.1
%
 
366,018

 
4.0
%
 
457,523

 
5.0
%
Tier 1 risk-based capital ratio
 
 
 
 
 
 
 
 
 
 
 
Sterling
1,045,761

 
17.8
%
 
234,859

 
4.0
%
 
352,288

 
6.0
%
Sterling Bank
1,019,016

 
17.4
%
 
234,468

 
4.0
%
 
351,705

 
6.0
%
Total risk-based capital ratio
 
 
 
 
 
 
 
 
 
 
 
Sterling
1,120,563

 
19.1
%
 
469,718

 
8.0
%
 
587,147

 
10.0
%
Sterling Bank
1,093,697

 
18.7
%
 
468,936

 
8.0
%
 
586,171

 
10.0
%