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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 GNXvGyYL7ZtnJoH+RUpB8uiRFCMp6XGFxcFgmVkXEDTj3JHEH2SdEuxYwMZApjUE
 Y/OKvfCaJWyYiLChlCoqCQ==

<SEC-DOCUMENT>0000891106-03-000013.txt : 20030822
<SEC-HEADER>0000891106-03-000013.hdr.sgml : 20030822
<ACCEPTANCE-DATETIME>20030822155738
ACCESSION NUMBER:		0000891106-03-000013
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20030820
FILED AS OF DATE:		20030822

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			HARLOW JOHN M
		CENTRAL INDEX KEY:			0001253126

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-20800
		FILM NUMBER:		03862555

	MAIL ADDRESS:	
		STREET 1:		111 NORTH WALL STREET
		CITY:			SPOKANE
		STATE:			WA
		ZIP:			99201-0696

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			STERLING FINANCIAL CORP /WA/
		CENTRAL INDEX KEY:			0000891106
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED [6036]
		IRS NUMBER:				911572822
		STATE OF INCORPORATION:			WA
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		111 N WALL ST
		CITY:			SPOKANE
		STATE:			WA
		ZIP:			99201
		BUSINESS PHONE:		5094583711

	MAIL ADDRESS:	
		STREET 1:		111 NORTH WALL STREET
		CITY:			SPOKANE
		STATE:			WA
		ZIP:			99201
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>c0001253126d20030822f4f.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
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<ownershipDocument><schemaVersion>X0201</schemaVersion>    <documentType>4</documentType><periodOfReport>2003-08-20</periodOfReport><notSubjectToSection16>0</notSubjectToSection16><issuer><issuerCik>0000891106</issuerCik><issuerName>STERLING FINANCIAL CORP /WA/</issuerName>        <issuerTradingSymbol>STSA</issuerTradingSymbol></issuer><reportingOwner><reportingOwnerId><rptOwnerCik>0001253126</rptOwnerCik><rptOwnerName>HARLOW JOHN M</rptOwnerName></reportingOwnerId><reportingOwnerAddress><rptOwnerStreet1>111 NORTH WALL STREET</rptOwnerStreet1><rptOwnerStreet2></rptOwnerStreet2><rptOwnerCity>SPOKANE</rptOwnerCity><rptOwnerState>WA</rptOwnerState><rptOwnerZipCode>99201-</rptOwnerZipCode><rptOwnerStateDescription></rptOwnerStateDescription></reportingOwnerAddress><reportingOwnerRelationship><isDirector>0</isDirector><isOfficer>1</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>0</isOther><officerTitle>Vice President - Sterling Sav.</officerTitle><otherText></otherText></reportingOwnerRelationship></r
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ue></transactionPricePerShare><transactionAcquiredDisposedCode><value>D</value></transactionAcquiredDisposedCode></transactionAmounts><exerciseDate><value>1998-06-24</value></exerciseDate><expirationDate><value>2004-02-28</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>2500</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>3500</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value></value></natureOfOwnership></ownershipNature></derivativeTransaction><derivativeTransaction><securityTitle><value>Stock Option</value></securityTitle><conversionOrExercisePrice><value>9.27</value></conversionOrExercisePrice><transactionDate><value>2003-08-20</value></transactionDate><deemedExecutionDate><value>2003-08-20</value></deem
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re></derivativeTransaction></derivativeTable><footnotes></footnotes><ownerSignature><signatureName>William R. Basom</signatureName><signatureDate>2003-08-22</signatureDate></ownerSignature></ownershipDocument>

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