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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 CzQkNLnhn/LC21FbSSMPb24T8dwEcAIrL+8FFLMMnTLvCkqUtxwagVg5kOtyR6Ev
 fwPlxiaGiCN9uR8TQGWVSQ==

<SEC-DOCUMENT>0000891106-03-000004.txt : 20030820
<SEC-HEADER>0000891106-03-000004.hdr.sgml : 20030820
<ACCEPTANCE-DATETIME>20030820150132
ACCESSION NUMBER:		0000891106-03-000004
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20030818
FILED AS OF DATE:		20030820

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			MEYERS ROBERT E DDS
		CENTRAL INDEX KEY:			0001253134

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-20800
		FILM NUMBER:		03857922

	MAIL ADDRESS:	
		STREET 1:		111 NORTH WALL STREET
		CITY:			SPOKANE
		STATE:			WA
		ZIP:			99201-0696

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			STERLING FINANCIAL CORP /WA/
		CENTRAL INDEX KEY:			0000891106
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED [6036]
		IRS NUMBER:				911572822
		STATE OF INCORPORATION:			WA
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		111 N WALL ST
		CITY:			SPOKANE
		STATE:			WA
		ZIP:			99201
		BUSINESS PHONE:		5094583711

	MAIL ADDRESS:	
		STREET 1:		111 NORTH WALL STREET
		CITY:			SPOKANE
		STATE:			WA
		ZIP:			99201
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>c0001253134d20030820f4f.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
<ownershipDocument><schemaVersion>X0201</schemaVersion>    <documentType>4</documentType><periodOfReport>2003-08-18</periodOfReport><notSubjectToSection16>0</notSubjectToSection16><issuer><issuerCik>0000891106</issuerCik><issuerName>STERLING FINANCIAL CORP /WA/</issuerName>        <issuerTradingSymbol>STSA</issuerTradingSymbol></issuer><reportingOwner><reportingOwnerId><rptOwnerCik>0001253134</rptOwnerCik><rptOwnerName>MEYERS ROBERT E DDS</rptOwnerName></reportingOwnerId><reportingOwnerAddress><rptOwnerStreet1>111 NORTH WALL STREET</rptOwnerStreet1><rptOwnerStreet2></rptOwnerStreet2><rptOwnerCity>SPOKANE</rptOwnerCity><rptOwnerState>WA</rptOwnerState><rptOwnerZipCode>99201-</rptOwnerZipCode><rptOwnerStateDescription></rptOwnerStateDescription></reportingOwnerAddress><reportingOwnerRelationship><isDirector>1</isDirector><isOfficer>0</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>0</isOther><officerTitle></officerTitle><otherText></otherText></reportingOwnerRelationship></reportingOwner><nonDeriva
tiveTable><nonDerivativeTransaction><securityTitle><value>Common Stock</value></securityTitle><transactionDate><value>2003-08-18</value></transactionDate><deemedExecutionDate><value>2003-08-18</value></deemedExecutionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>X</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionTimeliness><value></value></transactionTimeliness><transactionAmounts><transactionShares><value>1000</value></transactionShares><transactionPricePerShare><value>10.66</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>39838</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value></value></natureOfOwnership></ownershipNature></nonDerivativeTransaction>
</nonDerivativeTable><derivativeTable><derivativeTransaction><securityTitle><value>Non-Statutory Stock Option</value></securityTitle><conversionOrExercisePrice><value>10.66</value></conversionOrExercisePrice><transactionDate><value>2003-08-18</value></transactionDate><deemedExecutionDate><value>2003-08-18</value></deemedExecutionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>S</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionAmounts><transactionShares><value>1000</value></transactionShares><transactionPricePerShare><value>28.1</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>D</value></transactionAcquiredDisposedCode></transactionAmounts><exerciseDate><value>1994-10-25</value></exerciseDate><expirationDate><value>2003-10-25</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>1000</value></underlyingSecur
ityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>0</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value></value></natureOfOwnership></ownershipNature></derivativeTransaction></derivativeTable><footnotes></footnotes><ownerSignature><signatureName>William R. Basom</signatureName><signatureDate>2003-08-20</signatureDate></ownerSignature></ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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