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Reinsurance - Net Premiums Written and Earned, Insurance (Details) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Dec. 31, 2024
Ceded Credit Risk [Line Items]      
Direct premiums written $ 255,232 $ 252,383  
Ceded premiums written (22,347) (18,648)  
Net Premiums Written 232,885 233,735  
Direct premiums earned 264,639 262,655  
Ceded premiums earned (27,960) (26,798)  
Total net premiums earned 236,679 235,857  
Ceding commissions earned [1] 7,035 6,113  
Ceded losses [2] 4,259 2,195  
Deferred ceding commissions 13,303   $ 14,437
Mortgage insurance      
Ceded Credit Risk [Line Items]      
Direct premiums written 252,504 250,435  
Ceded premiums written [3] (22,254) (18,558)  
Direct premiums earned 261,911 260,707  
Ceded premiums earned [3] (27,867) (26,708)  
Title insurance      
Ceded Credit Risk [Line Items]      
Direct premiums written 2,728 1,948  
Ceded premiums written (93) (90)  
Direct premiums earned 2,728 1,948  
Ceded premiums earned $ (93) $ (90)  
[1] Ceding commissions earned are related to mortgage insurance and are included as an offset to expenses primarily in other operating expenses in our condensed consolidated statements of operations. Deferred ceding commissions are included in other liabilities on our condensed consolidated balance sheets. See Note 9 for additional detail.
[2] Ceded losses are primarily related to mortgage insurance.
[3] Net of profit commission, which is impacted by the level of ceded losses recoverable, if any, on reinsurance transactions. See Note 11 for additional information on our reserve for losses and reinsurance recoverable.