XML 70 R83.htm IDEA: XBRL DOCUMENT v2.4.0.6
Note 10 - Losses and LAE Mortgage Insurance Loss Reserves Rollforward (Details) (USD $)
12 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Dec. 31, 2009
Deduct paid claims and LAE related to [Abstract]      
Add reinsurance recoverables $ 157,985,000 $ 244,894,000  
Default To Claim Rate Detail [Abstract]      
Weighted Average Default To Claim Rate Assumption Net Of Denials And Rescissions 43.00% 40.00%  
Claim Severity Detail [Abstract]      
Percentage Point Change In Severity Used In Assumption Shift Analysis 1.00%    
Mortgage Insurance Segment
     
Loss reserve [Roll Forward]      
Balance at January 1 3,524,971,000 3,450,538,000 2,989,994,000
Less reinsurance recoverables 223,254,000 [1] 621,644,000 491,836,000
Balance at beginning of period, net of reinsurance recoverables 3,301,717,000 2,828,894,000 2,498,158,000
Add losses and LAE incurred in respect of default notices reported and unreported in [Abstract]      
Current year 1,127,079,000 [2] 1,173,035,000 1,712,477,000
Prior years 166,778,000 557,766,000 (411,650,000)
Total incurred losses and LAE 1,293,857,000 1,730,801,000 1,300,827,000
Deduct paid claims and LAE related to [Abstract]      
Current year 39,642,000 [2] 54,410,000 138,717,000
Prior years 1,459,601,000 1,203,568,000 831,374,000
Total paid 1,499,243,000 1,257,978,000 970,091,000
Balance at end of period, net of reinsurance recoverables 3,096,331,000 3,301,717,000 2,828,894,000
Add reinsurance recoverables 151,569,000 [1] 223,254,000 [1] 621,644,000
Balance at December 31 3,247,900,000 3,524,971,000 3,450,538,000
Incurred Losses Related To Prior Year Rescissions And Denials 120,300,000    
Default To Claim Rate Detail [Abstract]      
Weighted Average Default To Claim Rate Assumption Net Of Denials And Rescissions 43.00% 40.00% 36.00%
Default To Claim Rate Estimate Net Of Rescission And Denial Estimates For Insured Loans That Missed Two To Three Monthly Payments 19.00%    
Impact To Our Loss Reserves Due To Estimated Rescissions And Denials [Abstract]      
Decrease To Our Loss Reserves Due To Estimated Rescissions And Denials 631,000,000 922,000,000  
Increase To Our Loss Reserves Due To Estimated Future Reinstatements Of Previously Rescinded Policies And Denied Claims 129,000,000 26,000,000  
IBNR Reserve Estimate [Abstract]      
Liability for Unpaid Claims and Claims Adjustment Expense, Incurred but Not Reported (IBNR) Claims, Amount 170,600,000 39,500,000  
Claim Severity Detail [Abstract]      
Percentage Point Change In Severity Used In Assumption Shift Analysis 1.00%    
First Lien Primary Claim Severity 27.00%    
Impact To Loss Reserves Based On One Percentage Change In Primary Claim Severity 96,000,000    
First Lien Pool Claim Severity 44.00%    
Impact To Loss Reserves Based On One Percentage Change In Pool Claim Severity 6,000,000    
Impact To Loss Reserves Based On One Percentage Change in Default To Claim Rate 67,000,000    
Amount By Which Our Provision For Losses Increased As A Result Of The Actual Reinstatement Of Policies And Resubmission Of Claims That Had Been Rescinded Or Denied As Of The Prior Year End $ 114,500,000 $ 43,700,000  
Default To Claim Rate Assumptions Two Missed Payments [Member]
     
Default To Claim Rate Detail [Abstract]      
Number Of Payments Missed For Insured Loans 2    
Default To Claim Rate Assumptions Three Missed Payments [Member]
     
Default To Claim Rate Detail [Abstract]      
Number Of Payments Missed For Insured Loans 3    
Default To Claim Rate Assumptions Twelve Or More Missed Payments [Member]
     
Default To Claim Rate Detail [Abstract]      
Number Of Payments Missed For Insured Loans 12    
Mortgage Insurance Segment
     
Default To Claim Rate Detail [Abstract]      
Weighted Average Default To Claim Rate Assumption Net Of Denials And Rescissions 43.00% 40.00%  
Default To Claim Rate Estimate Net Of Rescission And Denial Estimates For Insured Loans That Missed Two To Three Monthly Payments 19.00%    
Default To Claim Estimate Net Of Rescission And Denial Estimates For Loans That Missed Twelve Or More Monthly Payments 52.00%    
[1] Related to ceded losses on captive reinsurance transactions and Smart Home. See "Management's Discussion and Analysis of Financial Condition and Results of Operations—Off-Balance Sheet Arrangements" for additional information regarding our Smart Home transactions.
[2] Related to underlying defaulted loans with a most recent date of default notice in the year indicated. For example, if a loan had defaulted in a prior year, but then subsequently cured and later re-defaulted in the current year, that default would be considered a current year default.