N-30D 1 dn30d.htm PACIFIC CORINTHIAN SEMI ANNUAL REPORT Prepared by R.R. Donnelley Financial -- Pacific Corinthian Semi Annual Report
Table of Contents
June 30, 2002
      
·  Pacific Corinthian Variable     Separate Account of
    Pacific Life Insurance Company
 
Semi-Annual
    Report
 
PACIFIC CORINTHIAN

Table of Contents
TABLE OF CONTENTS
 
PACIFIC CORINTHIAN VARIABLE SEPARATE ACCOUNT
 

Table of Contents
 
PACIFIC CORINTHIAN VARIABLE SEPARATE ACCOUNT
STATEMENTS OF ASSETS AND LIABILITIES
JUNE 30, 2002 (Unaudited)
(In thousands)
 
    
 Variable 
Account
I
   
 Variable 
Account
II
   
 Variable 
Account
IV
   
 Variable 
Account
VII
   
 Variable  Account IX
   
 Variable  Account X
   
 Variable  Account XI
   
 Variable  Account XII
   
 Variable  Account XIII
   
 Variable  Account XIV
    
ASSETS
                                                  
Investments:
                                                  
Money Market Portfolio
   
$1,996
                                             
Equity Portfolio
        
$22,443
                                        
Inflation Managed Portfolio
             
$1,027
                                   
Large-Cap Core Portfolio (1)
                  
$5,490
                              
Multi-Strategy Portfolio
                       
$4,451
                         
Managed Bond Portfolio
                            
$9,411
                    
High Yield Bond Portfolio
                                 
$104
               
Equity Index Portfolio
                                      
$1,923
          
International Value Portfolio
                                           
$542
     
Growth LT Portfolio
                                                
$3,332
Receivables:
                                                  
Due from Pacific Life Insurance Company
   
—
   
—
   
—
   
—
   
—
   
3
   
—
   
—
   
—
   
—
Fund shares redeemed
   
—
   
4
   
—
   
—
   
—
   
—
   
—
   
—
   
—
   
—
    
Total Assets
   
1,996
   
22,447
   
1,027
   
5,490
   
4,451
   
9,414
   
104
   
1,923
   
542
   
3,332
    
LIABILITIES
                                                  
Payables:
                                                  
Due to Pacific Life Insurance Company
   
—
   
4
   
—
   
—
   
—
   
—
   
—
   
—
   
—
   
—
Fund shares purchased
   
—
   
—
   
—
   
—
   
—
   
3
   
—
   
—
   
—
   
—
Other Liabilities
   
7
   
68
   
3
   
16
   
9
   
2
   
—
   
4
   
1
   
10
    
Total Liabilities
   
7
   
72
   
3
   
16
   
9
   
5
   
—
   
4
   
1
   
10
    
NET ASSETS
   
$1,989
   
$22,375
   
$1,024
   
$5,474
   
$4,442
   
$9,409
   
$104
   
$1,919
   
$541
   
$3,322
    
Shares Owned in each Portfolio
   
198
   
1,400
   
92
   
322
   
338
   
850
   
16
   
81
   
44
   
234
    
Cost of Investments
   
$1,984
   
$18,842
   
$937
   
$4,533
   
$4,027
   
$8,994
   
$135
   
$2,073
   
$606
   
$4,783
    
 
(1) Formerly named Equity Income Portfolio.
 
See Notes to Financial Statements

1

Table of Contents
PACIFIC CORINTHIAN VARIABLE SEPARATE ACCOUNT
STATEMENTS OF OPERATIONS
FOR THE PERIOD ENDED JUNE 30, 2002 (Unaudited)
(In thousands)
 
    
Variable Account I
     
Variable Account II
     
Variable
Account
IV
   
Variable Account
VII
     
Variable Account IX
     
Variable Account X
       
Variable Account XI
     
Variable Account XII
     
Variable Account XIII
     
Variable Account XIV
  
    
INVESTMENT INCOME
                                                                      
Dividends
   
$15
 
   
$—
 
   
$22
   
$8
 
   
$79
 
   
$278
 
     
$5
 
   
$162
 
   
$—
 
   
$35
 
EXPENSES
                                                                      
Mortality and expense risk fees
and operating expenses
   
12
 
   
156
 
   
6
   
38
 
   
30
 
   
56
 
     
1
 
   
13
 
   
3
 
   
24
 
    
Net Investment Income (Loss)
   
3
 
   
(156
)
   
16
   
(30
)
   
49
 
   
222
 
     
4
 
   
149
 
   
(3
)
   
11
 
    
NET REALIZED AND UNREALIZED
GAIN (LOSS) ON INVESTMENTS
                                                                      
Net realized gain (loss)
from security transactions
   
1
 
   
341
 
   
5
   
61
 
   
25
 
   
(1
)
     
(2
)
   
2
 
   
(9
)
   
(558
)
Net unrealized appreciation (depreciation)
on investments
   
(1
)
   
(4,881
)
   
38
   
(1,352
)
   
(603
)
   
44
 
     
(6
)
   
(460
)
   
22
 
   
(481
)
    
Net Realized and Unrealized Gain (Loss)
on Investments
   
  —
 
   
(4,540
)
   
43
   
(1,291
)
   
(578
)
   
43
 
     
(8
)
   
(458
)
   
13
 
   
(1,039
)
    
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS
   
$3
 
   
($4,696
)
   
$59
   
($1,321
)
   
($529
)
   
$265
 
     
($4
)
   
($309
)
   
$10
 
   
($1,028
)
    
 
See Notes to Financial Statements

2

Table of Contents
PACIFIC CORINTHIAN VARIABLE SEPARATE ACCOUNT
STATEMENTS OF CHANGES IN NET ASSETS
FOR THE PERIOD ENDED JUNE 30, 2002 (Unaudited)
(In thousands)
 
    
Variable Account I
     
Variable Account II
     
Variable Account IV
     
Variable Account VII
     
Variable Account IX
     
Variable Account X
     
Variable Account XI
     
Variable Account XII
     
Variable Account XIII
     
Variable Account XIV
  
    
INCREASE (DECREASE) IN NET ASSETS
FROM OPERATIONS
                                                                      
Net investment income (loss)
   
$3
 
   
($156
)
   
$16
 
   
($30
)
   
$49
 
   
$222
 
   
$4
 
   
$149
 
   
($3
)
   
$11
 
Net realized gain (loss)
from security transactions
   
1
 
   
341
 
   
5
 
   
61
 
   
25
 
   
(1
)
   
(2
)
   
2
 
   
(9
)
   
(558
)
Net unrealized appreciation (depreciation)
on investments
   
(1
)
   
(4,881
)
   
38
 
   
(1,352
)
   
(603
)
   
44
 
   
(6
)
   
(460
)
   
22
 
   
(481
)
    
Net Increase (Decrease) in Net Assets
Resulting from Operations
   
3
 
   
(4,696
)
   
59
 
   
(1,321
)
   
(529
)
   
265
 
   
(4
)
   
(309
)
   
10
 
   
(1,028
)
    
INCREASE (DECREASE) IN NET ASSETS
FROM ACCOUNT TRANSACTIONS
                                                                      
Transfer of net premiums
   
—
 
   
18
 
   
—
 
   
1
 
   
1
 
   
3
 
   
—
 
   
—
 
   
—
 
   
—
 
Transfers between variable accounts, net
   
(81
)
   
(87
)
   
(139
)
   
41
 
   
(55
)
   
60
 
   
—
 
   
26
 
   
11
 
   
(86
)
Transfers—policy charges and deductions
   
—
 
   
(64
)
   
—
 
   
(51
)
   
(22
)
   
(36
)
   
—
 
   
(43
)
   
—
 
   
(175
)
Transfers—surrenders
   
(114
)
   
(1,027
)
   
—
 
   
(221
)
   
(210
)
   
(323
)
   
(7
)
   
(79
)
   
(12
)
   
(211
)
Transfers—other
   
(1
)
   
16
 
   
—
 
   
6
 
   
1
 
   
1
 
   
—
 
   
2
 
   
—
 
   
8
 
    
Net Decrease in Net Assets
Derived from Account Transactions
   
(196
)
   
(1,144
)
   
(139
)
   
(224
)
   
(285
)
   
(295
)
   
(7
)
   
(94
)
   
(1
)
   
(464
)
    
NET INCREASE (DECREASE) IN NET ASSETS
   
(193
)
   
(5,840
)
   
(80
)
   
(1,545
)
   
(814
)
   
(30
)
   
(11
)
   
(403
)
   
9
 
   
(1,492
)
    
NET ASSETS
                                                                      
Beginning of Period
   
2,182
 
   
28,215
 
   
1,104
 
   
7,019
 
   
5,256
 
   
9,439
 
   
115
 
   
2,322
 
   
532
 
   
4,814
 
    
End of Period
   
$1,989
 
   
$22,375
 
   
$1,024
 
   
$5,474
 
   
$4,442
 
   
$9,409
 
   
$104
 
   
$1,919
 
   
$541
 
   
$3,322
 
    
 
See Notes to Financial Statements

3

Table of Contents
 
PACIFIC CORINTHIAN VARIABLE SEPARATE ACCOUNT
STATEMENTS OF CHANGES IN NET ASSETS
FOR THE YEAR ENDED DECEMBER 31, 2001
(In thousands)
 
    
Variable Account I
     
Variable Account II
     
Variable Account IV
     
Variable Account VII
     
Variable Account IX
     
Variable Account X
     
Variable Account XI
     
Variable Account XII
     
Variable Account XIII
     
Variable Account XIV
  
    
INCREASE (DECREASE) IN NET ASSETS
FROM OPERATIONS
                                                                      
Net investment income
   
$69
 
   
$1,680
 
   
$32
 
   
$53
 
   
$81
 
   
$373
 
   
$13
 
   
$6
 
   
$9
 
   
$961
 
Net realized gain (loss)
from security transactions
   
3
 
   
1,036
 
   
(1
)
   
409
 
   
112
 
   
22
 
   
(15
)
   
(46
)
   
(35
)
   
(1,525
)
Net unrealized appreciation (depreciation)
on investments
   
(2
)
   
(11,994
)
   
6
 
   
(1,384
)
   
(329
)
   
163
 
   
  —
 
   
(395
)
   
(147
)
   
(1,945
)
    
Net Increase (Decrease) in Net Assets
Resulting from Operations
   
70
 
   
(9,278
)
   
37
 
   
(922
)
   
(136
)
   
558
 
   
(2
)
   
(435
)
   
(173
)
   
(2,509
)
    
INCREASE (DECREASE) IN NET ASSETS
FROM ACCOUNT TRANSACTIONS
                                                                      
Transfer of net premiums
   
—
 
   
18
 
   
9
 
   
15
 
   
3
 
   
2
 
   
—
 
   
22
 
   
1
 
   
86
 
Transfers between variable accounts, net
   
496
 
   
(1,221
)
   
183
 
   
5
 
   
40
 
   
357
 
   
30
 
   
(122
)
   
5
 
   
(892
)
Transfers—policy charges and deductions
   
(191
)
   
(457
)
   
(1
)
   
(17
)
   
(29
)
   
(26
)
   
  —
 
   
(4
)
   
(1
)
   
(33
)
Transfers—surrenders
   
(833
)
   
(2,990
)
   
(340
)
   
(1,286
)
   
(672
)
   
(1,079
)
   
(45
)
   
(338
)
   
(61
)
   
(462
)
Transfers—other
   
—
 
   
26
 
   
—
 
   
4
 
   
1
 
   
—
 
   
(2
)
   
4
 
   
—
 
   
7
 
    
Net Decrease in Net Assets
Derived from Account Transactions
   
(528
)
   
(4,624
)
   
(149
)
   
(1,279
)
   
(657
)
   
(746
)
   
(17
)
   
(438
)
   
(56
)
   
(1,294
)
    
NET DECREASE IN NET ASSETS
   
(458
)
   
(13,902
)
   
(112
)
   
(2,201
)
   
(793
)
   
(188
)
   
(19
)
   
(873
)
   
(229
)
   
(3,803
)
    
NET ASSETS
                                                                      
Beginning of Year
   
2,640
 
   
42,117
 
   
1,216
 
   
9,220
 
   
6,049
 
   
9,627
 
   
134
 
   
3,195
 
   
761
 
   
8,617
 
    
End of Year
   
$2,182
 
   
$28,215
 
   
$1,104
 
   
$7,019
 
   
$5,256
 
   
$9,439
 
   
$115
 
   
$2,322
 
   
$532
 
   
$4,814
 
    
 
See Notes to Financial Statements

4

Table of Contents
 
PACIFIC CORINTHIAN VARIABLE SEPARATE ACCOUNT
FINANCIAL HIGHLIGHTS
 
Selected accumulation unit value (AUV), total units outstanding, total net assets, ratios of investment income and expenses to average daily net assets, and total returns for the period ended June 30, 2002 and for the year ended December 31, 2001 were as follows:
 
For the Period or Year
Ended
   
AUV
at
End
of Period/
Year
   
Number
of
Units
Outstanding
   
Total
Net
Assets
(in $000’s)
   
Ratios of
Investment
Income to
Average Net
Assets (1)
     
Ratios of
Expenses to
Average Net
Assets (1)
   
Total
Returns (2)
I
                                
06/30/2002 (Unaudited)
   
$2.20
   
903,717
   
$1,989
   
1.47%
     
1.20%
   
0.14%
2001
   
2.20
   
992,530
   
2,182
   
3.87%
     
1.21%
   
2.62%
II
                                
06/30/2002 (Unaudited)
   
$5.11
   
4,378,783
   
$22,375
   
0.00%
     
1.20%
   
(17.08%)
2001
   
6.16
   
4,578,403
   
28,215
   
6.33%
     
1.21%
   
(22.70%)
IV
                                
06/30/2002 (Unaudited)
   
$2.51
   
408,570
   
$1,024
   
4.34%
     
1.20%
   
6.10%
2001
   
2.36
   
467,059
   
1,104
   
3.71%
     
1.20%
   
3.02%
VII
                                
06/30/2002 (Unaudited)
   
$2.43
   
2,251,568
   
$5,474
   
0.26%
     
1.20%
   
(19.07%)
2001
   
3.00
   
2,336,761
   
7,019
   
1.88%
     
1.21%
   
(9.97%)
IX
                                
06/30/2002 (Unaudited)
   
$2.38
   
1,869,321
   
$4,442
   
3.17%
     
1.20%
   
(10.21%)
2001
   
2.65
   
1,985,813
   
5,256
   
2.67%
     
1.21%
   
(2.34%)
X
                                
06/30/2002 (Unaudited)
   
$1.64
   
5,733,599
   
$9,409
   
5.94%
     
1.20%
   
2.84%
2001
   
1.60
   
5,914,861
   
9,439
   
5.11%
     
1.21%
   
6.04%
XI
                                
06/30/2002 (Unaudited)
   
$1.29
   
80,683
   
$104
   
9.07%
     
1.20%
   
(4.05%)
2001
   
1.34
   
85,823
   
115
   
9.90%
     
1.21%
   
0.13%
XII
                                
06/30/2002 (Unaudited)
   
$2.15
   
893,506
   
$1,919
   
15.25%
     
1.20%
   
(13.83%)
2001
   
2.49
   
931,726
   
2,322
   
1.45%
     
1.21%
   
(13.21%)
XIII
                                
06/30/2002 (Unaudited)
   
$1.25
   
432,060
   
$541
   
0.00%
     
1.20%
   
2.00%
2001
   
1.23
   
433,781
   
532
   
2.68%
     
1.21%
   
(22.81%)
XIV
                                
06/30/2002 (Unaudited)
   
$2.11
   
1,572,023
   
$3,322
   
1.74%
     
1.21%
   
(23.08%)
2001
   
2.75
   
1,752,136
   
4,814
   
17.14%
     
1.21%
   
(30.40%)
 
(1)
The ratios of investment income and expenses to average daily net assets are annualized.
(2)
Total returns reflect a deduction for mortality and expense risk (M&E) charges and operating expenses assessed through the daily accumulation unit value calculation. M&E charges are assessed at an annual rate of 1.19% of the average daily net assets of each Variable Account as discussed in Notes 5 to Financial Statements. Total returns do not include deductions at the separate account or contract level for any premium loads, maintenance fees, premium tax charges, surrender charges, or other charges that may be incurred under a contract which, if incurred, would have resulted in lower returns.
 
See Notes to Financial Statements

5

Table of Contents

PACIFIC CORINTHIAN VARIABLE SEPARATE ACCOUNT
NOTES TO FINANCIAL STATEMENTS
(Unaudited)
 

1. ORGANIZATION
 
Pacific Corinthian Variable Separate Account (the “Separate Account”) of Pacific Life Insurance Company (“Pacific Life”) is a separate investment account originally established by a resolution of the Board of Directors of Pacific Corinthian Life Insurance Company (“PCL”).
 
PCL, formerly a wholly-owned subsidiary of Pacific Life, was a stock life insurance company organized under the laws of the State of California.
 
PCL was formed to rehabilitate the business of First Capital Life Insurance Company (“FCL”) under a five-year rehabilitation plan (“the Plan”). Under the terms of the Plan, FCL’s insurance policies in force, primarily individual annuities and universal life insurance, were restructured and assumed by PCL on December 31, 1992, pursuant to an assumption reinsurance agreement and asset purchase agreement. On September 30, 1997, PCL completed the Plan of FCL. On October 30, 1997, PCL was merged into Pacific Life, with Pacific Life as the surviving entity. The Separate Account remained intact and became a Separate Account of Pacific Life.
 
The Separate Account held by Pacific Life represents funds from individual flexible premium deferred annuity and variable accumulation contracts (the “Contract”). The assets of the Separate Account are carried at market value.
 
The Separate Account which operates as a unit investment trust under the Investment Company Act of 1940, as amended, is divided into subaccounts (“Variable Accounts”). The assets in each Variable Account are invested in shares of the corresponding portfolios of Pacific Select Fund (the “Fund”) as follows:
 
   
        Portfolios
Variable Account I
  
Money Market Portfolio
Variable Account II
  
Equity Portfolio
Variable Account IV
  
Inflation Managed Portfolio
Variable Account VII
  
Large-Cap Core Portfolio *
Variable Account IX
  
Multi-Strategy Portfolio
Variable Account X
  
Managed Bond Portfolio
Variable Account XI
  
High Yield Bond Portfolio
Variable Account XII
  
Equity Index Portfolio
Variable Account XIII
  
International Value Portfolio
Variable Account XIV
  
Growth LT Portfolio
*
Formerly named Equity Income Portfolio.
 
Each portfolio pursues different investment objectives and policies. The financial statements of the Fund, including the schedules of investments, are provided separately and should be read in conjunction with the Separate Account’s financial statements.
 
2. SIGNIFICANT ACCOUNTING POLICIES
 
The financial statements have been prepared in conformity with accounting principles generally accepted in the United States of America for investment companies which require management to make certain estimates and assumptions at the date of the financial statements. Actual results could differ from those estimates.
 
A. Valuation of Investments
 
Investments in shares of the Fund are valued at the reported net asset values of the respective portfolios. Valuation of securities held by the Fund is discussed in the notes to its financial statements.
 
B. Security Transactions and Investment Income
 
Transactions are recorded on the trade date. Realized gains and losses on sales of investments are determined on the basis of identified cost. Dividend income is recorded on the  ex-dividend date.
 
C. Federal Income Taxes
 
The operations of the Separate Account will be reported on the Federal income tax return of Pacific Life, which is taxed as a life insurance company under the provisions of the Tax Reform Act of 1986. Under current tax law, no Federal income taxes are expected to be paid by Pacific Life with respect to the operations of the Separate Account.
 
3. DIVIDENDS
 
During the six-month period ended June 30, 2002, the Fund declared dividends for each of the portfolios invested in by the Separate Account, except for the Equity and International Value Portfolios. The amounts accrued by the Separate Account for its share of the dividends were reinvested in additional full and fractional shares of the related portfolio.
 
4. RELATED PARTY AGREEMENT
 
Pacific Select Distributors, Inc., a wholly-owned subsidiary of Pacific Life, serves as principal underwriter of variable annuity contracts funded by interests in the Separate Account, without remuneration from the Separate Account.
 
5. CONTRACT CHARGES
 
A contingent deferred sales charge may be deducted upon partial or complete withdrawal or upon annuitization of a Contract.
 
An annual contract maintenance charge of $30 is imposed on all Contracts on December 31 of each year. The charge covers the cost of Contract administration and is apportioned equally among the Accounts to which the Contract Value is allocated.
 
Mortality and expense risks assumed by Pacific Life are compensated for by a charge equivalent to an annual rate of 1.19% of the value of each Variable Account’s net assets of which approximately 1.00% is for assuming mortality risks and 0.19% is for assuming expense risks.

6

Table of Contents

PACIFIC CORINTHIAN VARIABLE SEPARATE ACCOUNT
NOTES TO FINANCIAL STATEMENTS (Continued)
(Unaudited)

 
In addition, the Separate Account bears certain of its operating expenses, subject to Pacific Life’s guarantee that such expenses will not exceed 0.25% of each Variable Account’s average daily net assets annually. Pacific Life further guarantees that the ordinary operating expenses of a Variable Account together with the operating expenses incurred by its underlying Fund Portfolio, exclusive of advisory and management fees, interest, taxes, brokerage commissions, transaction costs or extraordinary expenses, will not exceed 0.60% of average daily net assets annually after consideration for any adjustment by the Fund’s Investment Adviser for Fund expenses in excess of state expense limitations, except that additional custodial costs associated with holding foreign securities and foreign taxes on dividends, interests and gains will also be excluded with respect to the underlying International Value Portfolio of the Fund. For the period ended June 30, 2002, these operating expenses for each of the Variable Accounts were below the 0.25% expense cap.
 
6. SEPARATE ACCOUNT’S COST OF INVESTMENTS IN THE FUND SHARES
 
The investments in the Fund shares are carried at identified cost, which represents the amount available for investment (including reinvested distributions of net investment income and realized gains) in such shares after deduction of mortality and expense risk and administrative charges (M&E). A reconciliation of total cost and market value of the Separate Account’s investments in the Fund as of June 30, 2002 were as follows (amounts in thousands):
 
    
Variable Accounts
  
    
I
   
II
     
IV
     
VII
     
IX
  
    
Total cost of investments at beginning of period
   
$2,175
   
$19,815
 
   
$1,054
 
   
$4,730
 
   
$4,239
 
Add: Total net proceeds from policy and M&E transactions
   
6
   
14
 
   
21
 
   
51
 
   
36
 
Reinvested distributions from the Fund:
                                 
(a) Net investment income
   
15
   
—
 
   
6
 
   
8
 
   
29
 
(b) Net realized gain
   
—
   
—
 
   
16
 
   
—
 
   
50
 
    
Sub-Total
   
2,196
   
19,829
 
   
1,097
 
   
4,789
 
   
4,354
 
Less: Cost of investments disposed during the period
   
212
   
987
 
   
160
 
   
256
 
   
327
 
    
Total cost of investments at end of period
   
1,984
   
18,842
 
   
937
 
   
4,533
 
   
4,027
 
Add: Unrealized appreciation
   
12
   
3,601
 
   
90
 
   
957
 
   
424
 
    
Total market value of investments at end of period
   
$1,996
   
$22,443
 
   
$1,027
 
   
$5,490
 
   
$4,451
 
    
    
X
   
XI
     
XII
     
XIII
     
XIV
  
    
Total cost of investments at beginning of period
   
$9,068
   
$140
 
   
$2,017
 
   
$620
 
   
$5,797
 
Add: Total net proceeds from policy and M&E transactions
   
68
   
—
 
   
110
 
   
20
 
   
62
 
Reinvested distributions from the Fund:
                                 
(a) Net investment income
   
202
   
5
 
   
6
 
   
—
 
   
35
 
(b) Net realized gain
   
76
   
—
 
   
156
 
   
—
 
   
—
 
    
Sub-Total
   
9,414
   
145
 
   
2,289
 
   
640
 
   
5,894
 
Less: Cost of investments disposed during the period
   
420
   
10
 
   
216
 
   
34
 
   
1,111
 
    
Total cost of investments at end of period
   
8,994
   
135
 
   
2,073
 
   
606
 
   
4,783
 
Add: Unrealized appreciation (depreciation)
   
417
   
(31
)
   
(150
)
   
(64
)
   
(1,451
)
    
Total market value of investments at end of period
   
$9,411
   
$104
 
   
$1,923
 
   
$542
 
   
$3,332
 
    
 

7

Table of Contents
Semi-Annual Report
as of June 30, 2002
 
•  Pacific Corinthian Variable
   Separate Account of
   Pacific Life Insurance Company
 
Accountants
Deloitte & Touche LLP
695 Town Center Drive
Suite 1200
Costa Mesa, CA 92626
 
Counsel
Dechert
1775 Eye Street, N.W.
Washington, D.C. 20006-2401
Pacific Life Insurance Company
P.O. Box 7187
Pasadena, California 91109-7187
 
ADDRESS SERVICE REQUESTED
 
 
Form No. 1211-2A