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Consolidated statement of profit or loss - USD ($)
shares in Thousands, $ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Interest income:      
Deposits $ 71,009 $ 92,549 $ 80,622
Investment securities 65,435 50,806 32,426
Interest income on loans and advances to customers 632,020 641,677 566,212
Total interest income 768,464 785,032 679,260
Interest expense:      
Deposits (289,567) (300,890) (217,042)
Securities sold under repurchase agreements (8,485) (11,675) (9,232)
Borrowings and debt (198,516) (212,636) (219,219)
Lease liabilities (714) (620) (584)
Total interest expense (497,282) (525,821) (446,077)
Net interest income 271,182 259,211 233,183
Other income (expense):      
Fees and commissions, net 59,013 44,401 32,519
Gain (loss) on financial instruments, net 8,231 (483) (45)
Other income 1,144 507 462
Total other income, net 68,388 44,425 32,936
Total revenues 339,570 303,636 266,119
Impairment losses on financial instruments (22,119) (17,299) (27,463)
Operating expenses:      
Salaries and other employee expenses (55,420) (51,923) (47,232)
Depreciation and amortization of equipment, right-of-use and leasehold improvements (2,854) (2,499) (2,280)
Amortization of intangible assets (1,978) (1,064) (814)
Other expenses (30,317) (24,978) (22,172)
Total operating expenses (90,569) (80,464) (72,498)
Profit for the year $ 226,882 $ 205,873 $ 166,158
Per share data:      
Basic earnings per share (in dollars per share) $ 6.11 $ 5.60 $ 4.55
Weighted average basic shares (in shares) 37,152 36,740 36,481