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Loan commitments and financial guarantee contracts
 12 Months Ended
Dec. 31, 2025
Loan commitments and financial guarantee contracts  
Loan commitments and financial guarantee contracts
In the normal course of business, to meet the financing needs of its customers, the Bank is party to loan commitments and financial guarantee contracts. These instruments involve, to varying degrees, elements of credit and market risk in excess of the amount recognized in the consolidated statement of financial position. Credit risk represents the possibility of loss resulting from the failure of a customer to perform in accordance with the terms of a contract.
The Bank’s outstanding loan commitments and financial guarantee contracts are as follows:
December 31,
20252024
Documentary letters of credit240,120 536,350 
Stand-by letters of credit and guarantees - commercial risk836,434 520,285 
Loans commitments
720,435 348,223 
Letters of credit commitments
43,668 9,522 
Total1,840,657 1,414,380 
The remaining maturity profile of the Bank’s outstanding loan commitments and financial guarantee contracts is as follows:
December 31,
20252024
Up to 1 year1,331,002 1,160,323 
From 1 to 2 years213,223 145,127 
Over 2 to 5 years262,861 100,643 
More than 5 years33,571 8,287 
Total1,840,657 1,414,380