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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2017
Mar. 31, 2016
Cash flows from operating activities:    
Net income $ 316 $ 283
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation, amortization, and accretion 255 270
Provision for credit losses 195 117
Deferred income tax benefits, net 29  
Gains on disposals of assets, net   (1)
Income on investment in life insurance (49) (53)
Changes in assets and liabilities:    
Decrease in ground rents 5  
Decrease in accrued interest receivable 19 1
Decrease in other assets 611 24
(Decrease) increase in accrued interest payable (3)  
Decrease in other liabilities (368) (469)
Net cash provided by operating activities 1,010 172
Cash flows from investing activities:    
Maturities and principal paydowns of available for sale mortgage-backed securities 4,379 3,513
Proceeds from sales of other investment securities 401 3,767
Purchases of available for sale mortgage-backed securities   (2,049)
Purchases of other available for sale investment securities (1,364) (5,373)
Sale of Federal Home Loan Bank stock 2 3
(Increase) decrease in loans, net (4,727) 4,603
Purchases of premises and equipment (89) (29)
Net cash (used) provided by investing activities (1,398) 4,435
Cash flows from financing activities:    
Increase in noninterest-bearing deposits, NOW accounts, money market accounts, and savings accounts, net 5,088 2,078
Increase in time deposits, net 2,249 1,785
Cash dividends paid (279) (277)
Common stock dividends reinvested 38 53
Net cash provided by financing activities 7,096 3,639
Increase in cash and cash equivalents 6,708 8,247
Cash and cash equivalents, beginning of year 10,622 12,371
Cash and cash equivalents, end of period $ 17,330 $ 20,618