CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
ASSETS
Cash and due from banks	$ 6,600	$ 6,946
Interest-bearing deposits in other financial institutions	6,139	479
Federal funds sold	4,591	3,197
Cash and cash equivalents	17,330	10,622
Investment securities available for sale, at fair value	91,097	94,607
Federal Home Loan Bank stock, at cost	1,198	1,200
Maryland Financial Bank stock	30	30
Loans, less allowance for credit losses (March 31: $2,602; December 31: $2,484)	267,105	262,574
Premises and equipment, at cost, less accumulated depreciation	3,320	3,323
Other real estate owned	114	114
Cash value of life insurance	9,377	9,328
Other assets	5,944	6,634
Total assets	395,515	388,432
Liabilities:
Deposits	340,574	333,237
Long-term borrowings	20,000	20,000
Other liabilities	1,010	1,381
Total liabilities	361,584	354,618
Commitments and contingencies
Stockholders' equity:
Common stock, par value $1, authorized 15,000,000 shares; issued and outstanding: March 31: 2,790,260 shares; December 31: 2,786,855 shares	2,790	2,787
Surplus	10,164	10,130
Retained earnings	21,745	21,707
Accumulated other comprehensive loss, net of taxes	(768)	(810)
Total stockholders' equity	33,931	33,814
Total liabilities and stockholders' equity	$ 395,515	$ 388,432