FAIR VALUE (Details 2) - USD ($)	Jun. 30, 2016	Dec. 31, 2015	Jun. 30, 2015	Dec. 31, 2014
Financial assets - Carrying Amount
Cash and cash equivalents	$ 20,504,000	$ 12,371,000	$ 10,379,000	$ 13,280,000
Loans receivable, net	253,490,000	259,637,000
Cash value of life insurance	9,464,684
Financial liabilities - Carrying Amount
Deposits	339,295,000	335,191,000
Long-term debt	20,000,000
Financial assets - Fair Value
Cash and cash equivalents	20,504,113
Loans receivable, net	255,895,000	252,239,000
Cash value of life insurance	9,464,684
Financial liabilities - Fair Value
Deposits	331,141,000	307,924,000
Long-term debt	20,818,000	$ 20,688,000
Level 1 | Fair Value
Financial assets - Carrying Amount
Cash and cash equivalents	20,504,113
Loans receivable, net
Cash value of life insurance
Financial liabilities - Carrying Amount
Deposits	217,945,000
Long-term debt
Level 2 | Fair Value
Financial assets - Carrying Amount
Cash and cash equivalents
Loans receivable, net
Cash value of life insurance	9,464,684
Financial liabilities - Carrying Amount
Deposits	113,196,000
Long-term debt	20,818,000
Level 3 | Fair Value
Financial assets - Carrying Amount
Cash and cash equivalents
Loans receivable, net	255,895,000
Cash value of life insurance
Financial liabilities - Carrying Amount
Deposits
Long-term debt