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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2015
Sep. 30, 2014
Cash flows from operating activities:    
Net income $ 906 $ 1,434
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation, amortization, and accretion 920 720
Provision for credit losses 1,285 275
Gains on disposals of assets, net (703) (364)
Provision on losses of other real estate owned   75
Income on investment in life insurance (165) (167)
Changes in assets and liabilities:    
(Increase) decrease in other assets (372) 50
Decrease in other liabilities (320) (15)
Net cash provided by operating activities 1,551 2,008
Cash flows from investing activities:    
Maturities and proceeds of available for sale mortgage-backed securities 15,463 13,612
Proceeds from maturities and sales of other investment securities 22,454 5,966
Purchases of investment securities (44,131) (28,954)
Sale of Federal Home Loan Bank stock 125 125
Proceeds from sales of other real estate 79 917
Decrease (increase) in loans, net 7,396 (9,826)
Purchases of premises and equipment (293) (411)
Net cash provided (used) by investing activities 1,093 (18,571)
Cash flows from financing activities:    
Increase in deposits, net 1,430 25,646
Dividends paid (915) (826)
Common stock dividends reinvested 118 116
Net cash provided by financing activities 633 24,936
Increase in cash and cash equivalents 3,277 8,373
Cash and cash equivalents, beginning of year 13,280 10,953
Cash and cash equivalents, end of period $ 16,557 $ 19,326