EARNINGS PER SHARE (Tables)

9 Months Ended

Sep. 30, 2014

Earnings Per Share [Abstract]

Schedule of earnings per common share

	Three Months Ended				Nine Months Ended
	September 30,				September 30,
	2014		2013		2014		2013
Basic and diluted:
Net  income	$	526,000	$	795,000	$	1,434,000	$	1,964,000
Weighted average common shares outstanding		2,757,213		2,743,679		2,757,011		2,741,388
Basic and dilutive net income per share	$	0.19	$	0.29	$	0.52	$	0.72