Deposits (Tables)

12 Months Ended

Dec. 31, 2024

Deposits

Schedule of major classifications of interest-bearing deposits

	December 31,
	2024		2023
(dollars in thousands)
Noninterest-bearing deposits	$	100,747	$	116,922
Interest-bearing deposits:
Interest-bearing checking		25,487		28,571
Money Market		81,513		26,836
Savings		75,444		93,104
Time deposits, $250,000 or more		1,133		2,501
Time deposits below $250,000		24,865		32,133
Total interest- bearing deposits		208,442		183,145
Total Deposits	$	309,189	$	300,067

Schedule of interest expense on deposit

	2024		2023
(dollars in thousands)
Interest-bearing checking	$	50	$	10
Money Market		2,154		76
Savings		42		89
Time deposits, $250,000 or more		15		47
Time deposits below $250,000		272		291
Total Interest Expense	$	2,533	$	513

Schedule of scheduled maturities of time deposits

(dollars in thousands)	Amount
Maturing in:
2025	$	13,711
2026		6,272
2027		1,633
2028		1,829
2029		2,318
2030 and thereafter		235
Total Time Deposits	$	25,998

Schedule of contractual maturities of time deposits

(dollars in thousands)	Amount
Maturing in:
Three months or less	$	—
Over three months through six months		—
Over six months through twelve months		552
Over twelve months		581
Total Time Deposits of $250,000 or More	$	1,133