CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
ASSETS
Cash and due from banks	$ 2,012	$ 1,940
Interest-bearing deposits in other financial institutions	22,452	13,301
Cash and Cash Equivalents	24,464	15,241
Investment securities available for sale, at fair value	107,949	139,427
Restricted equity securities, at cost	1,671	1,217
Loans, net of deferred fees and costs	205,219	176,307
Less: Allowance for credit losses	(2,839)	(2,157)
Loans, net	202,380	174,150
Premises and equipment, net	2,678	3,046
Bank owned life insurance	8,834	8,657
Deferred tax assets, net	8,548	7,897
Accrued interest receivable	1,345	1,192
Accrued taxes receivable	148	121
Prepaid expenses	471	475
Other assets	468	390
Total Assets	358,956	351,813
LIABILITIES
Noninterest-bearing deposits	100,747	116,922
Interest-bearing deposits	208,442	183,145
Total Deposits	309,189	300,067
Short-term borrowings	30,000	30,000
Defined pension liability	330	324
Accrued expenses and other liabilities	1,620	2,097
Total Liabilities	341,139	332,488
STOCKHOLDERS' EQUITY
Common stock, par value $1, authorized 15,000,000 shares, issued and outstanding 2,900,681 and 2,882,627 shares as of December 31, 2024 and December 31, 2023, respectively.	2,901	2,883
Additional paid-in capital	11,037	10,964
Retained earnings	22,882	23,859
Accumulated other comprehensive loss	(19,003)	(18,381)
Total Stockholders' Equity	17,817	19,325
Total Liabilities and Stockholders' Equity	$ 358,956	$ 351,813