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FAIR VALUE - Estimated fair values of the Company's financial instruments (Details) - USD ($)
$ in Thousands
Sep. 30, 2024
Dec. 31, 2023
Financial assets: Carrying Amount    
Cash and due from banks $ 2,255 $ 1,940
Interest-bearing deposits in other financial institutions 20,127 12,189
Federal funds sold 80 1,112
Investment securities available for sale 119,958 139,427
Investments in restricted stock 246 1,217
Ground rents 124 130
Loans, less allowance for credit losses 204,227 174,150
Loans, less allowance for credit losses, fair value 196,740 161,802
Accrued interest receivable 1,478 1,192
Cash value of life insurance 8,789 8,657
Financial liabilities: Carrying Amount    
Deposits 314,273 300,067
Short-term borrowings 30,000 30,000
Accrued interest payable 993 366
Unrecognized financial instruments: Carrying Amount    
Commitments to extend credit 31,345 33,162
Standby letters of credit 255 45
Financial Assets: Fair Value    
Cash and due from banks 2,255 1,940
Interest-bearing deposits in other financial institutions 20,127 12,189
Federal funds sold 80 1,112
Investment securities available for sale 119,958 139,427
Ground rents 124 130
Loans, less allowance for credit losses, fair value 196,740 161,802
Accrued interest receivable 1,478 1,192
Cash value of life insurance 8,789 8,657
Financial liabilities: Fair Value    
Deposits 270,290 252,707
Short-term borrowings 30,125 30,000
Accrued interest payable 993 366
Unrecognized financial instruments: Fair Value    
Commitments to extend credit 31,345 33,162
Standby letters of credit $ 255 $ 45