LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Major Categories of Loans (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
Sep. 30, 2024	Dec. 31, 2023	Dec. 31, 2022
Loans and Allowance for Credit Losses - Loans
Loans, net of deferred fees and costs	$ 206,975	$ 176,307
Less: Allowance for credit losses	(2,748)	(2,157)	$ (2,162)
Loans, net	$ 204,227	$ 174,150
Loans and lease receivable allowances, percentage	100.00%	100.00%
Increase (decrease) in loans and leases receivable	$ 30,000
Percentage of increase (decrease) in loans and leases receivable	17.27%
Real Estate Loan
Loans and Allowance for Credit Losses - Loans
Loans, net of deferred fees and costs	$ 162,772	$ 136,230
Real Estate Loan \| Construction and Land
Loans and Allowance for Credit Losses - Loans
Loans, net of deferred fees and costs	7,292	4,636
Less: Allowance for credit losses	$ (33)	$ (31)	(44)
Loans and lease receivable allowances, percentage	4.00%	3.00%
Increase (decrease) in loans and leases receivable	$ 2,700
Percentage of increase (decrease) in loans and leases receivable	57.29%
Real Estate Loan \| Farmland
Loans and Allowance for Credit Losses - Loans
Loans, net of deferred fees and costs	$ 316	$ 325
Less: Allowance for credit losses	(16)	(18)	(20)
Real Estate Loan \| Single-family Residential
Loans and Allowance for Credit Losses - Loans
Loans, net of deferred fees and costs	99,905	86,887
Less: Allowance for credit losses	$ (1,549)	$ (1,290)	(1,230)
Loans and lease receivable allowances, percentage	48.00%	50.00%
Increase (decrease) in loans and leases receivable	$ (13,000)
Percentage of increase (decrease) in loans and leases receivable	14.98%
Real Estate Loan \| Multi-family
Loans and Allowance for Credit Losses - Loans
Loans, net of deferred fees and costs	$ 5,059	$ 5,165
Less: Allowance for credit losses	$ (229)	$ (96)	(103)
Loans and lease receivable allowances, percentage	2.00%	3.00%
Increase (decrease) in loans and leases receivable	$ (100)
Percentage of increase (decrease) in loans and leases receivable	(2.05%)
Real Estate Loan \| Commercial
Loans and Allowance for Credit Losses - Loans
Loans, net of deferred fees and costs	$ 50,200	$ 39,217
Less: Allowance for credit losses	$ (377)	$ (190)	(221)
Loans and lease receivable allowances, percentage	24.00%	22.00%
Increase (decrease) in loans and leases receivable	$ 11,000
Percentage of increase (decrease) in loans and leases receivable	28.01%
Commercial and Industrial
Loans and Allowance for Credit Losses - Loans
Loans, net of deferred fees and costs	$ 21,999	$ 16,774
Commercial and Industrial \| Commercial and Industrial
Loans and Allowance for Credit Losses - Loans
Loans, net of deferred fees and costs	16,240	10,850
Less: Allowance for credit losses	$ (282)	$ (304)	(174)
Loans and lease receivable allowances, percentage	8.00%	6.00%
Increase (decrease) in loans and leases receivable	$ 5,400
Percentage of increase (decrease) in loans and leases receivable	49.68%
Commercial and Industrial \| SBA guaranty
Loans and Allowance for Credit Losses - Loans
Loans, net of deferred fees and costs	$ 5,759	$ 5,924
Less: Allowance for credit losses	$ (37)	$ (21)	(22)
Loans and lease receivable allowances, percentage	3.00%	3.00%
Increase (decrease) in loans and leases receivable	$ 100
Percentage of increase (decrease) in loans and leases receivable	2.79%
Consumer Loans
Loans and Allowance for Credit Losses - Loans
Loans, net of deferred fees and costs	$ 22,204	$ 23,303
Consumer Loans \| Consumer
Loans and Allowance for Credit Losses - Loans
Loans, net of deferred fees and costs	3,168	2,039
Less: Allowance for credit losses	$ (51)	$ (30)	(23)
Loans and lease receivable allowances, percentage	2.00%	1.00%
Increase (decrease) in loans and leases receivable	$ 1,100	$ 2,000
Percentage of increase (decrease) in loans and leases receivable	55.37%
Consumer Loans \| Automobile
Loans and Allowance for Credit Losses - Loans
Loans, net of deferred fees and costs	$ 19,036	21,264
Less: Allowance for credit losses	$ (174)	$ (177)	$ (325)
Loans and lease receivable allowances, percentage	9.00%	12.00%
Increase (decrease) in loans and leases receivable	$ 2,200
Percentage of increase (decrease) in loans and leases receivable	10.48%

The increase (decrease) during the reporting period in amount of loans and leases receivables.

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The Percentage of Loans and Leases Receivable Allowance.

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Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 310
-SubTopic 20
-Name Accounting Standards Codification
-Section 40
-Paragraph 7
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481628/310-20-40-7

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 45
-Paragraph 2
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481990/310-10-45-2

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Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease.

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Amortized cost excluding accrued interest, before allowance for credit loss, of financing receivable. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 45
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479344/326-20-45-1

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 3B
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-3B

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-Topic 326
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-Section 50
-Paragraph 5
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-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-5

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